Thursday, December 22, 2016

5 Fabulous Facts About Christmas Advance Loans

5 Fabulous Facts About Christmas Advance Loans


1. Nearly everyone qualifies for a Christmas Advance Loan


You don’t need great credit, or collateral, or a list of references as long as your arm. If you’ve been shying away from applying for the loan you need because of some negative marks on your credit – which we all know can stick around for years after the problem has been resolved – you can set your mind at ease, because it’s very unlikely to be a problem. Our lenders have developed their own set of criteria instead of relying on the large credit bureaus’ reports, and if you have a job and at least $1000 in monthly income, your chances are excellent!

2. You can use the cash for absolutely anything


Are you short on funds for holiday gifts, travel, or celebration expenses? You’re in good company. A Christmas advance loan can definitely be used for that – but it can be used for anything else you need as well. Are you short on cash because you spent your savings on a car or appliance repair? Or just need to make ends meet due to seasonal changes in your work hours? No matter which part of your budget is suffering from a shortfall, you can take care of it with a Christmas advance loan.

3. Application and approval take just minutes!


No more spending hours tracking down information and paperwork to complete a loan application – and you won’t have to be on edge for days or even longer waiting to find out if you’ve been approved for a Christmas advance loan. The simple online application form only takes a few minutes to complete because there are no extraneous, intrusive question – just your identification, employment and income, and a bank account number to deposit the funds to. Even better, approval is almost instantaneous – you’ll receive the terms agreement right there in your browser so you can read through it, be sure you understand what you’re agreeing to, and if everything is to your liking sign off with an electronic signature and have your money on your way to you in a flash!

4. You’ll have cash in your bank account as soon as the next business day!


A Christmas advance loan is one of the fastest ways to get the money you need. As soon as the loan is approved and you’ve signed off, the lender deposits the funds into your own bank account – usually by the end of the business day, depending on when you apply. The only thing left to wait for is for your bank to make the funds available to you, which usually involves an overnight closing procedure. Apply on a weekday morning and you can be buying gifts or getting the car fixed the very next day.

5. Get a Christmas advance loan using just your smartphone!


Technology is advancing more quickly than most of us can keep up – and using our phones as primary internet access devices is a big part of that! The development teams behind the scenes have worked hard to keep up to date with design standards and programming so no matter what device you’re using to access the website and application form, you’ll be able to read it and use the links and application text boxes as easily and seamlessly as on any other.