Sunday, May 18, 2014

Enjoy the Better Weather with a National Payday Loan

Enjoy the better weather with a national payday loan


National Payday Loan
Summer is almost here. It’s the time of the year to de-stress, unwind, and relax. Our popular national payday loan can help you take care of any financial problems you may have now so you can fully embrace and enjoy summer 2014 without worrying and stressing about your current financial situation. Here are just a few reasons why our customers chose a national payday loan over other financial alternatives:

1). A national payday loan is easy to qualify for


Our national payday loans are an option to all employed US citizens 18 years of age or older with a bank account. As long as you make at least $1000 a month you can be instantly approved for financial assistance. Our easy online application process takes just a few minutes to complete.

“I was a little surprised by how fast and easy the entire loan application process was,” national payday loan customer Anna Marie S. from South Carolina said. “I think I finished the whole thing in less than 10 minutes. After I submitted my application I received a phone call from a national payday loan lender just a few minutes later. We talked about how much money I needed, when I could repay them, and where they could deposit the money. A national payday loan was the very first loan I ever took out. If I could do it, anyone could.”

2). National payday loan lenders don’t require credit checks


Our national payday loan lenders focus on an applicant’s employment history and income more than any other factor when it comes to the decision whether or not to grant a person’s loan request. An applicant’s credit check (or lack thereof) is never considered.

“Having a job is important,” national payday loan lender Mike M. told us. “Making over $1000 a month is important. Possessing a bank account is important. A person’s credit score? Not important.”

3). You can qualify for up to $1500 instantly


Once approved, borrowers can expect to receive their loan proceeds within 1 business day. National payday loan lenders will deposit the full amount into a borrower’s bank account. In some circumstances, borrowers can even receive their loan money the same day they apply. Currently, national payday loan lenders are offering payday loans from $250-$1500. The $1500 national payday loan is one of our most popular services at NationalCashCredit.com.

Get a national payday loan now


National Payday Loans
If you have bills to pay, debt to tackle, or you just need some extra cash to get through a difficult week, a national payday loan can help. Summer is the time to relax. Take control of your financial situation now so you can fully enjoy the nice months ahead. Our national payday loan lenders are available 24/7, 365 days a week to help you get the money you need.

“A national payday loan really helped me,” Anna Marie said. “If you need money now there is no reason why you should wait. The lenders are fast, friendly, understanding, and informative. They answered all my questions as a first-time borrower and took the time to make sure I understood the ins and outs of the loan agreement. I highly recommend them.”

Sunday, May 11, 2014

What to look for in Payday Loan Lenders

What to look for in Payday Loan Lenders

Payday Loan Lenders
Payday loan lenders provide people with emergency short-term loans. Most people who opt to use a payday loan lender are people who have exhausted their other financial resources. People with a poor credit score, households that make less than $60,000 per year, and single-parent households make up the majority of a payday lender’s customers. Payday loan lenders offer their borrowers loans anywhere from $100-$1500. However, the exact amount a borrower can receive depends on his or her monthly income. In general, a person must make at least $1000 a month to qualify for assistance.

The term “payday loan lender” is a general term used to describe any and all people who offer short-term loans against a borrower’s paycheck. A payday loan lender might be a self-employed millionaire who grants loans as a side job. Another payday loan lender might work for a small company in the Midwest. Many payday loan lenders work from Indian reservations so they can evade strict state laws. Not all payday loan lenders are equal and not all payday loan lenders can offer their customers the best rates. So if you plan on applying for a payday loan in the near future, here are just a few things you should look for when choosing your payday loan lender:

Is the website secure?


All reputable payday loan lenders care about the safety and confidentiality of their customer’s personal information. People who apply for payday loans usually apply online. This means customers will submit sensitive information, like their home address, email address, social security number, and bank account number, over the internet when they submit their loan. A payday loan lender with an unsecured website should be a red flag to anyone who wants to avoid identity theft. Check for a SSL (Secure Sockets Layer) certificate that indicates the payday loan lender has encrypted the site.

How expensive is the loan?


Most borrowers only need to pay a small fee to get a payday loan. If that person repays the loan on time and in full, they won’t have any other interest charges or fees. However, if a person fails to repay on time and in full, a payday loan can get extremely expensive. Some lenders’ penalties are harsher than others. In the past, many customers have found themselves paying fees higher than the amount of the original loan they borrowed. It’s critical for potential borrowers to check a payday loan lender’s site for an accurate description of how much the loan could potential cost them. Borrowers should avoid all payday loan lenders that don’t list this information or who brush it off as an insignificant detail. Remember, this is your money that we are talking about.

How easy is it to get the loan?


If you have to jump through hurdles to get in contact with a payday loan lender, find something on the website, or get ahold of customer service, you may have chosen the wrong company to work with. A good payday loan lender is one who cares not only about their customers’ money, but about their time as well. Be wary of any payday loan lenders who have lengthy online applications, a disorganized website, or who lack a customer service representative. The best payday loan lenders offer a convenient website, a short application, and a hassle-free application process.

How available are they to talk to you?


Choose a payday loan lender that has a call center open during the hours you need. A payday loan lender that has a 24/7 answering service is usually a good indicator of a reputable lender. Again, a good payday loan lender is one that cares about you and your needs. If you need to talk to your lender, you should be able to get ahold of them.

Were you matched with a payday loan lender through a third-party company?


Payday Loan Lender
There are many companies that connect payday loan lenders with borrowers. Some great third party companies include National Cash Credit. This process benefits a customer because it ensures they’ll get the best deal possible. In general, a borrower will fill out an online application through the third party company’s website. Once he or she submits the application, the application will go through a server for multiple payday loan lenders to observe. If a payday loan lender wants to take the request, they’ll notify you. Many borrowers prefer this method because it enables them the option to “select” their lender. Most borrowers choose to go with the payday loan lender that offers them the largest loan amount with the smallest interest charges. Because the third party website does all the work, borrowers don’t have to spend hours researching different lenders. The best part is that payday loan lenders pay the third party website for their services, not the borrower.

Do you meet the minimum qualifications?


In general, you must have a monthly income of at least $1000 after taxes, a checking account in your name, and proof that you are a U.S. citizen. You must also be 18 or older and have had your current job for at least 90 days. If you don’t meet these requirements, you will not qualify for a payday loan. Your time is valuable to us, don’t waste it applying for something that you won’t be able to get. If you do meet the minimum requirements, you can qualify for up to $1500 regardless of your credit score!

After you submit an online loan request, you will receive multiple offers from payday loan lenders. You can always deny any request you don’t like and owe nothing. The key to having a great experience with a payday loan lender is to repay them on time and in full when you receive your very next paycheck. If you don’t, the annual percentage rates become extremely high and extremely difficult to repay. If you do pay on time, we can guarantee that you will have a positive experience working with a hassle-free, fast, and convenient method for instant cash.

Sunday, May 4, 2014

National Cash Credit: Cash Advance Lenders Help Low Income Families, Min...

National Cash Credit: Cash Advance Lenders Help Low Income Families, Min...: Cash advance lenders help low income families, minorities, and one-parent households get up to $2500 Almost 75% of Americans live payche...

Cash Advance Lenders Help Low Income Families, Minorities, and One-Parent Households Get up to $2500

Cash advance lenders help low income families, minorities, and one-parent households get up to $2500


Cash Advance Lenders - National Cash Credit
Almost 75% of Americans live paycheck-to-paycheck. These days it’s hard to get the bills paid even when things are going just fine. When an emergency happens, like sickness in the family, an unexpected car repair, decreased wages, or unpaid rent, thousands of people have no place to turn for help. For people with low income and a bad credit score, the pool of resources is even scarcer. Due to demand, cash advance lenders are now offering as much as $2500 to low-come or bad credit borrowers.

“I can’t thank cash advance lenders enough,” Maria V, a cash advance borrower told us. “I’m a single mom to three young boys. I’m the only person my sons rely on. I needed financial help fast after I had trouble making rent payments. I couldn’t let my boys go through the embarrassment of eviction. Cash advance lenders came to our rescue and lent me $1500. I’m so grateful.”

The majority of people who apply for and receive cash advances tend to be people 18-35 years old, people who lack a four-year degree, and people who rent. Many of these people also have small children to look out for.

“Cash advance lenders are helping the people that banks aren’t,” Cash advance lender Mark T said. “It’s easy to write someone with low income and bad credit off. Banks don’t want to deal with it. They prefer the ‘bigger’ customers. Cash advance lenders are currently the only resource that low income families, minority groups, and single-parents have. We’re happy to help. We can’t stress enough that a bad credit score just doesn’t matter to us. A paystub and a bank account is everything we need.”

5 cash advance lender tips for people interested in a cash advance

Cash Advance Lenders
A cash advance can help any employed, legal US adult get the cash he or she needs instantly. Here are just a few tips on how you can get started today:

1). Apply online.


The best cash advance lenders work remotely. When you apply online, you have more say in the amount of money you can receive, your possible repayment options, and your rates and terms. Applicants who apply online are essentially sending out their application to a large pool of cash advance lenders. The “pool” method is great for the borrower because it ensures that they’ll get the best possible deal. The cash advance lender who can offer a borrower the most money at the best rate is the lender who is “matched” with the applicant.

2). Fill out the entire application.


It’s critical for applicants to fill out all the banks on an online application. Cash advance lenders may reject your application if it’s not filled out entirely. If you don’t know what something means, why it’s on the application, or why you need to list it, just ask.

3). Just because you can take out $2500, it doesn't mean you have to.


Many borrowers make the mistake of taking out the full loan amount. Remember, this is a loan. You’ll eventually have to pay it back. Remember to take out how much you need, not how much you want. If you can’t pay it back on time, you’ll have to pay interest, fees, and other charges. You may have to roll it over into another loan, too. In general, borrowers shouldn't take out more than the amount of their next paycheck.

4). Repay the cash advance on time.


Many upper-level executives, banks, and large financial institutions harp on short-term cash advance lenders due to the penalties cash advance lenders inflict on their borrowers. Because cash advance lenders don’t run credit and background checks, many cash advance lenders have no idea what to expect from a new borrower. Due to these risks, cash advance lenders may inflict fees on people who don’t pay in full on time. Cash advance lenders lend to any person with a job and a bank account. In order to stay in business and help other customers, cash advance lenders need to be sure they’ll get the money they lent back. If you’re unsure if you’ll be able to repay the amount you borrowed, a cash advance may not be the right service for you right now. In general, borrowers are expected to pay the amount they borrowed in 2 weeks or less. An installment loan is a better alternative for the person who needs longer to pay.

5). Start budgeting and saving for an emergency fund.


After you've successfully applied, received, and repaid your cash advance, it’s time to start thinking long-term. A cash advance is a short-term solution. Once you’re safely out of your emergency financial situation, cash advance lenders suggest planning for a future emergency. Just putting aside $10 a month can help. Cash advance lenders will always be here if you need them, but the overall goal of any person who struggles with their finances should be to live a debt-free life.

“We help people who need help the most,” Mark said. “Cash advance lenders know and understand firsthand how unpredictable life can be sometime. We help anyone who needs help.”

You can qualify for a cash advance loan as long as you have a job, a bank account, and you’re over the age of 18. You can apply online over your mobile device or home computer for a cash advance up to $2500. In general, cash advance lenders won’t let a borrower take out more than they can repay. The entire application process takes just 5 minutes to complete. Potential customers will receive an instant approval notification just seconds after they submit their application. Once approved, you’ll receive a phone call from a cash advance lender who can meet your individual financial needs at the best possible price. After you’ve discussed the rates and terms of the loan, you can expect the cash to be directly deposited into your bank account within 1-2 business days. The overall process is fast, safe, and effective.

“I’d recommend using a cash advance lender,” Maria said. “If they can help me, they can help anyone.”

Wednesday, April 23, 2014

Get a Cash Loan in an Hour or Less with No Credit Checks, No Faxing, and No Hassle

Get a cash loan in an hour or less with no credit checks, no faxing, and no hassle

Cash Loan in an Hour
Do you have a stack of unpaid bills sitting on your counter? Do you ignore calls from unknown numbers? Are you unsure where you’re going to get the money to make it through the week? If you answered yes to any of these questions, you could benefit from a cash loan. Borrowers who are currently under financial distress can be instantly approved for a cash loan in an hour.

As long as you are employed, have a bank account, and are 18 years of age or older, you can be instantly approved for a cash loan in an hour. Right now borrowers are getting approved for up to $1500.

5 reasons why you may need a cash loan in an hour:

1). You need to pay rent (landlords typically don’t wait more than a couple of weeks to evict someone).

2). You need to make a car payment.

3). You need to make a necessary repair.

4). You need to cover unexpected travel expenses.

5). You need to pay a medical bill.

These 5 expenses are some of the most common reasons people apply to get a cash loan in one hour. Credit card payments and utility bills are examples of bills that can wait a few weeks to get paid. If you fail to make a car payment in a timely manner, your car could be repossessed in a matter of a few weeks. A cash loan in one hour can help you make that timely payment.

For more information on how you can get a cash loan in one hour, please visit us at National Cash Credit

Thursday, April 10, 2014

Tax Refund Loans 2014 are the Right Way to get the Fast Cash you Need

Tax refund loans 2014 are the right way to get the fast cash you need

In a nutshell, there are two ways to receive your tax refund: the right way and the wrong way.

Tax refund loans 2014-The Wrong Way:


Tax Refund Loan 2014
According to tax refund loans 2014 lenders, filing electronically and waiting for your return to either come in the mail or into your bank account (depending on what you opted for) is the slowest option for taxpayers. “Expect to wait at least 3 weeks for your money,” tax refund loans 2014 direct lender Tom T. said. “You’ll probably wait longer. Many taxpayers don’t know that there are other options available to them. The IRS claims it’s the fastest way to receive your money, but it’s just not true.”

Borrowers that can’t or don’t want to wait should opt for tax refund loans 2014.

Tax refund loans 2014-The Right Way:


Tax Refund Loans 2014
Instead of waiting 3 weeks or more to receive a return, taxpayers that apply for tax refund loans 2014 can receive the amount of their estimated return in 1 business day instead. Taxpayers will know within minutes of submitting their application if they’ve been approved and how much money they can receive. “We are thrilled that we are able to offer this service to millions of Americans who, for whatever reason, need their tax return cash as soon as possible,” Tom said. “Tax refund loans 2014 were created for everyday Americans. We want to help everyone that applies.” For more information on how you can apply for tax refund loans 2014, please visit our easy application page. No credit check is required!