Thursday, May 5, 2011

Avoiding payday loan abuse - National Cash Credit encourages responsible loan use!

Payday loans are often abused by people seeking constant "band aids" for issues that ultimately require larger repairs. Instead of using payday loans to get stuck in an endless cycle of debt, think of payday loans and cash advances as a way to get the debt reduction and elimination process started so that you can begin to chip away at your debt.

Not sure where to begin when it comes to debt elimination? Many debt experts encourage good communication with your creditors, combined with careful planning. Have too many bills to pay everything off each month? Consider calling and asking your creditors to settle or see if there are other options. Consider paying off the lowest debt and working your way up to get things taken care of in a more manageable way. Regardless of the end point, the starting point can be kickstarted with a quick payday or cash advance that will help get you out of a pinch if you're waiting for payday to come. Get the first bill paid, and work your way out of debt from there!

National Cash Credit is here to help. Simple, secure, online - no stores, no faxes, no time wasting. Apply, and get money in as little as a day, wired direct to your account!

Tuesday, May 3, 2011

Can A Payday Loan Save You From a Financial Crisis?

There are very few of us who have not, at some time in our lives, had trouble coming up with money for one thing or another. Perhaps it was a vet emergency, a medical emergency, an unexpectdlly large utility bill or an unexpected problem with a vehicle that left you not knowing where to turn. In any event, a fast payday loan can be just the answer.

Urgent expenses can pop up out of nowhere and can happen at any time. Regardless of whether  you simply find yourself short on money or if you need additional cash for emergencies, a payday loan can be just the solution you need. You can quickly and without any hassle, access $100 to $1500 or more without needing to deal with the long and drawn out processes that is forced upon you when you borrow from your bank.

A payday loan is ideal for anyone who is in need of money. National Cash Credit's short-term loans take the guess work and time consuming application process out of finding a quick fix to a money problem. It does not matter if you need cash to pay for groceries, pet supplies, gifts, vehicle problems or credit card bills. You can get the money you need in less then an hour. With a fast online payday loan from National Cash Credit, there are no lines to stand in at the bank, no rude lenders to talk to on the telephone and the money you borrow is sent directly to your bank account or possibly put on a prepaid debit card. A payday loan is one of the simplest ways to borrow badly needed money quickly.


There are many reasons why you may need a payday loan. Maybe you had a flat on the way to work and need to pay for a tow truck and tire repair. Perhaps you are in need of a little extra money to pay for birthday or holiday presents. Maybe you are one of the millions of Americans with no health coverage and you need to pay some medical expenses. A payday loan from National Cash Credit is the ideal way to get the cash you need without having to hassle with costly bounced check fees or late payment penalties.

It has never been simpler to obtain a fast cash payday loan as you only need to be at least eighteen years old, live in the U.S., have an active bank account and be employed.  Other requirements may apply, depending on which lender you choose and how much you need to borrow. There are numerous payday loan lenders in business on the Internet, but finding one is now a breeze. Just come to National Cash Credit where all terms are disclosed before signing a loan document. National's loans are designed to help you when you are short on cash between paychecks, and the amount of time you are given to pay them back is normally within the month you alwasy have the option to extend the payment out several times.

National Cash Credit is a division of AtoZ Financials, LLC

Sunday, May 1, 2011

Emergency bills and the loan system...

We all get pretty comfortable with the rhythm of life and bills, paying the basics on time every month to keep current and keep life rolling along. But like Monty Python always says, "Nobody expects the Spanish Inquisition!" Emergencies can pop up at any time, and we're not always equipped with a stash of savings to help get us through - that's why payday loans or cash loans are a great solution for tough times when you simply can't ignore the emergency at hand.

Whether it's a pet emergency requiring cash up front, or a kid emergency with the balance due now, a payday loan can cover it and give you a little time to pay back the loan. What's more, the loan won't be for a ridiculously high amount like most bank loans - they typically won't just hand you $1000 to pay an emergency bill, and will expect you to take out a $5000 or higher loan for something you really don't need that much for, which could tempt you into a cycle of debt.

Instead, a payday loan offers a small amount of cash to pay that bill and get on with life, minus the mounting debt of larger loans. National Cash Credit is proud to offer a network of lenders that are of the highest integrity, ensuring you the best deal possible on a quick cash loan to help with life's unexpected emergencies. Check out our website and give our secure, simple online application a try today! You have nothing to lose except your financial worries!

National Cash Credit Launches On-Site Blog

Why You Should Host Your Blog on Your Own Domain

With blogger and feed burner why you might ask; why would National Cash Credit need an on-site blog?  If you really don't know then this post is definitely for you!

1. It lets you build a reputation with search engines and build a brand as a blogger.
2. It significantly increases your site content letting the search engines know that your site is important.
3. It brings traffic directly to your site, not to a blog engine site which improves you Alaxia Traffic Rank.
4. It allows you to index your blog, add it to your sitemap and make all links "do follow"
5. It affords you the opportunity to promote your site and your blog together.

Now that's free information you can use. Lucky You! 

For these reasons such as these and many more, National Cash Credit added our New On-site Blog
Come take a peak and leave a comment or two

Wednesday, April 27, 2011

Payday loans online?

Here at National Cash Credit, we have worked hard to develop a safe, trusted online solution to those awful payday loan and cash loan stores you have to wait in for hours to get a little extra cash before payday. We've all been there - walking into those stores is nothing but embarrassing, seeing everyone looking at you as you walk in the door, everyone wondering why they're all standing there. Your financial situation is no one's business but your own - that's why National Cash Credit has a simple online solution. Apply online at our secure website, and we find the lender best matched to your needs to get you the most money for the lowest rate.

You can apply from anywhere you have internet access - your home, your office or even your smartphone or iPad! Easy, right? We know there are a lot of online lenders out there - unfortunately, a lot of them are predatory and looking to get you with hidden fees and ridiculous rates that will end up sending you into a spiral of more debt! Our trusted network of lenders work hard to offer only the most competitive rates for our customers, giving you the maximum amount possible for your payday loan while offering low fees and options to even pay back at a later date if you need some extra time to get back on your feet.

National Cash Credit is comprised of REAL people, here in the USA, who are proud to offer a safe, simple alternative to those shady storefronts waiting to take your money...our goal is to get you some quick cash, get your bills paid, and get you back up and running so you can get on with life.

Check out our website today at National Cash Credit and give us a try! It's free to apply, and you can find out the deals we have to offer quickly without faxing or wasting your time! We're here to help!

Friday, April 22, 2011

Overdraft Avoidance Payday Loans

Online Payday Loans Help Avoid Overdraft Fees

When your bank account goes into the red, even by an amount as low as $1, the banks are ready and waiting to pounce and charge you astronomical fees for each overdraft to you account. Not only is it annoying, it just doesn’t seem right. An overdraft payday loan can help you avoid those unnecessary charges by adding immediate funds to your bank account, which you can also then use for outstanding bills or emergency medical treatment when you simply don’t have enough cash before your next payday.

One man's emergency is another man's need

Typical bank account payday loans are beneficial for those that need cash in an emergency situation. What is deemed an ‘emergency’ will definitely vary from person to person, although as a general rule and emergency would be something that you need to pay for immediately or else you will be in deep water, or perhaps even to purchase groceries or to be able to put some food on the table for your family. Buying a new wardrobe or paying for a weekend vacation would not be deemed an emergency and using bank account payday loans for these purposes would not be a wise investment.  However, there is nothing wrong with getting an online payday loan for those types of situations either as long as your financial situation allows for it and you can afford to pay it back on your next payday.

Stop the Bank Fee Madness

Many people these days have multiple direct debits coming out of their bank account weekly, every two weeks or monthly. If you keep good track of these and always make sure you leave enough funds in your account, then you are lucky, because you won’t be slugged by the banks overdraft fees, or the fees that are charged by the banks when a check bounces. In an emergency financial situation, you may need to use the money you have put aside in your account for these automatic debits, meaning that your account will be overdrawn when the debits occur.  Online payday loans can be used to put money into your account so that it doesn’t go into the red.

Payday Loan vs Credit Card Fees

Another situation where online payday loans can come in handy is in relation to credit cards. Now in no way, shape or form would I suggest you take out a payday loan to purchase luxury items that you might normally place on your credit card, however if you add up all of your credit card fees, repayments, annual account payments and the interest, it could be a wise move to get rid of credit card debt from your life and instead, when you find yourself needing urgent cash for groceries or an overdue gas bill, perhaps obtaining an online payday loan would be a better choice in this situation. When you put something on your credit card it can be forgotten about quite quickly and the burden is put on you to make sure you repay the amount as soon as possible. Taking advantage of an online payday loan will mean that the repayment will be scheduled for you and the loan will be repaid quickly.  There will be no lingering payment after payment to the credit card company. With an online payday loan the payday loan lender will disclose the full cost of the loan to you prior to you accepting the loan.

Payday Loans Beat the Banks and Credit Cards

If you work out the figures on what it will cost you if your bank account is repeatedly overdrawn or all of the fees and charges associated with your credit cards, online payday loans will definitely be a better alternative solution when you simply don’t have enough cash for the necessities in life. When used sensibly and sparingly, online payday loans can help you beat some of the high fees you are currently having to pay.

Thursday, April 21, 2011

Do You Need to Obtain a Bank Loan When You Need Cash Fast?

What kind of loan gets you cash fast?

Most people are familiar with home loans, car loans and bank loans and many of us have a number of these loans going at the same time. These are usually considered long term loans, although this will depend on the amount you had to borrow initially and your ability to pay it off over a certain period of time. If you need cash in a hurry, obviously a home loan and car loan is out of the question, but what about a bank loan?

A bank loan can generally be obtained through your financial institution and the amount you apply for will depend on your individual needs. If you need an amount greater than say $1500, then perhaps a bank loan is the way to go. If you require cash in a hurry and only need a small amount of under $1500 to see you through to your next payday, then there may be other loan products to consider, rather than rushing in to take out a bank loan.

To apply for a bank loan in the traditional sense, you will need to visit your local bank branch, supply evidence of your pay checks and banking account details and you will also have to undergo a credit check. This would not present any problem for most of us, however many people have had trouble in the past with store cards and credit cards and this has left them with a blemish on their credit history. Banks try and avoid dealing with people who have any bad credit history and if you fall into this category, a bank loan would definitely be out of the question for you.

I guess the term bank loan (personal loan) can be viewed in a number of different ways, and at the end of the day, all loans are of a personal nature and are personal to the person who is making the application. This being said, payday loans and payday advances could also be considered as a personal loan, however they are much easier to obtain, which is extremely handy when you need cash fast and even handier when you have anything bad on your credit report.

Obtaining a personal loan in the form of a quick cash advance or a payday loan has been simplified over the years and has filled the gap between long term loans and short term loans. Imagine being $100 or $200 short before your next payday and having to go to your local bank to obtain a personal loan for the money. The amount of time and effort wasted for such a small amount doesn’t really seem to be worthwhile. You could place the items you need on a credit card, however the interest payments on these can also be quite high and due to the fact that pulling out your credit card can be an extremely easy thing to do and just as easy to forget about, many simply pay only the minimum amount at the end of each month. Obtaining a personal loan in the form of an online payday loan makes much more sense when you only need a small amount of cash and it will definitely be cheaper than adding it onto your credit card and paying interest on it for the next 12 months or longer.

So when you need a small amount of cash fast, consider a personal loan with a difference and take advantage of the benefits of a short term loan, such as a payday loan or a cash advance.

National Cash Credit is a subsidary of AtoZ Financials, LLC