Why Installment Loans, Direct Lenders, and Payday Loans Make Good Financial Sense

When your paycheck doesn't stretch far enough,
look to Installment Loan Direct Lenders.

What do you do when you come up short at the end of the month? You have bills to pay. You have obligations to meet, and maybe even people depending on you. As a full-time worker you bust your hump every week to earn an income that keeps you and your family housed, warm, clothed and fed, but some weeks or months it just isn’t enough. Your kids come home with unexpected school fees or a field trip they just can’t miss. Your spouse gets laid off, and you have to go down to one income. Someone gets sick and needs to go to the emergency room in the middle of the night. Your car breaks down, and you can’t get to work without it. When these kinds of things happen and you are already living paycheck to paycheck, you might feel like you have no options, but you do. Installment loans, direct lenders, and other choices offered by payday lenders just make sense when you have financial hurdles to clear.

Why Choose Installment Loans, Direct Lenders, and Payday Loans

For installment loans, direct lenders can offer you a reasonable solution to your financial woes. Consider your alternatives: begging money from a friend or family member, asking for overtime hours at work that aren’t available, building up expensive credit card debt, or going after a traditional loan for which you don’t stand a chance of approval. With installment loans, direct lenders are the clear solution. What advantages do direct lenders give you over brokers of traditional loans?

• Direct lenders typically offer lower rates. When you go through a broker for a loan you have to pay the broker and the lender with which the broker is working.

• Direct lenders are usually licensed in all states. Brokers are rarely licensed in all states, so they are limited in what they can do for you.

• Direct lenders get you cash quickly, while brokers spend time shopping around.

• Direct lenders talk to you directly. Have questions or concerns? Talk to your lender on the phone and get your worries out of the way.

There are so many reasons to go with direct lenders that offer payday loans. Perhaps the best reason is that it beats the alternatives, but a payday loan makes financial sense in its own right. These loans are short-term, so you don’t have to worry about carrying debt over a long period of time. They are small loans, so again you won’t have a huge loan looming over you, causing you stress. Best of all for most people, payday loans get you approved with minimal requirements and get you the cash you need in a hurry. You can get approved for installment loans; direct lenders offer cash 24 hours a day, seven days a week.

With Installment Loans, Direct Lenders Give You Choices

When you apply for installment loans, direct lenders give you flexibility and choice, something else you can’t say about a traditional loan. First, you get to choose how fast you get your cash. A typical payday loan will get you the money by the following day, at the latest. Most lenders will also give you the option to select a one-hour loan. After going through the simple application and approval process, this loan will put cash in your bank account in just over one hour. With a payday loan you also get a choice as to how and when you make repayment. With a typical payday loan, you simply pay the amount back in full with your next paycheck. You can pay it directly or let the lender deduct the amount from your bank account. You also have the choice of making repayment in smaller installments. With installment loans, direct lenders give you the option to repay a little bit at a time. This is a great choice if you are worried about having the full amount when it’s due.

Installment loans, direct lenders, and payday loans are here to help people just like you, people that work hard every day and manage to scrape by most weeks. When you find yourself with an unexpected expense, an emergency, or just a week when your paycheck didn’t stretch as far as you thought it would, direct lenders are there to solve your money problem and to do it by giving you smart choices.

#InstallmentLoansDirectLenders #NationalCashCredit

Why Installment Loans, Direct Lenders, and Payday Loans Make Good Financial Sense, By Mindy Lobo - Today

It’s Easier than Ever to Get an Income Tax Loan

Use an income tax loan to escape the cold winter weather!

It’s that time of year again: tax season. If all the tax preparation ads on TV and radio have gotten you in the mood to file your taxes, you might be the only one. It’s a chore we all dread, except for the end result. Getting a refund is like a reward for working so hard last year and for paying the government its due. Whether you expect your refund to be a couple hundred or a few thousand dollars, you probably have it earmarked. Maybe you’re thinking of escaping the cold for a nice vacation, or if you’re more responsible, you’re dying to use that refund to pay down your student loan debt. Whatever you want to spend your tax money on, you can’t do it until you get the actual refund check, right? Wrong. With an income tax loan, you can have that money as early as tomorrow and it isn’t as difficult to do as you might think.

An Income Tax Loan is as Easy as Going Online or Turning on Your Phone

To apply for an income tax loan you don’t need to go to a storefront or a bank to talk to a lender in person. It’s way easier than that. You can find the application online, and you don’t even need to leave the house to fax any documents. If you don’t have a computer, use your smartphone. We provide a mobile app just for you. If you can turn on your computer or phone and type in the answers to a few questions, you can apply for an income tax loan.

You Don’t Need a Good Credit Score for an Income Tax Loan

If you've thought about short-term loans in the past, but thought you couldn’t possibly get approved, you were wrong. We don’t care about your credit score. We won’t even ask you for it. We just don’t want to know. Everyone struggles with their finances from time to time. We get that. And that’s why your credit score is unimportant. A lot of people live from one paycheck to the next. It’s unavoidable sometimes. You have bills to pay. You have obligations and responsibilities, and these may keep you from saving or from establishing excellent credit. An income tax loan is based on your paycheck. If you have a job and you earn a regular paycheck, you can easily get approved for a loan amount that is comparable to what you earn.

To Get an Income Tax Loan, You Won’t Get a Paper Check

Part of the information you’ll fill out on your income tax loan application is about your bank account. Don’t be afraid to fill that in. We need to know your account information because we want to make getting a loan as easy as possible. There is no need to wait for a paper check in the mail. You don’t have to go to the bank to make a deposit, and you don’t have to visit a lending storefront to get cash. With your account information in hand, we can simply make an electronic transfer and get the cash in your account as soon as possible.

Repayment on an Income Tax Loan Couldn’t Be Easier

We even make the repayment of your income tax loan super easy. If you are prepared to pay back your loan in one lump sum on the due date, simply make sure you have money in your account. Since we have your information, we’ll just deduct what you owe electronically. You don’t have to write out a check, make a payment, or even remember when to pay back the loan. We will do that for you. We also give you options for repayment. If you’re worried about being able to pay the loan back, contact us, and we’ll roll it over for another pay period so you won’t be facing any late fees. If you really plan ahead, you can choose to apply for an installment loan, and you can make repayments a little bit at a time. This is a great, flexible option if you aren’t sure you will be able to make repayment all at once with your next paycheck.

Getting an income tax loan couldn’t possibly be any easier. We have taken as much work out of the process as possible so that all you need to do is go online, fill out a simple application, and wait to see the money in your account. Now is the time to start planning for that tax refund. How will you spend it, and will you be the one to decide when you get it? Start now on your income tax loan and put yourself in control.

#IncomeTaxLoan #NationalCashCredit

It’s Easier than Ever to Get an Income Tax Loan, By Scott Lobo - Today

Start the New Year Off Right With Quick Cash

Get your budget in balance with a quick cash loan.

Do you need some extra money quick? Getting our finances under control is a pretty common New Year resolution, and sometimes that requires an influx of cash to wipe the slate clean and get us to a good solid starting place. Do you have holiday bills sneaking up on you? Perhaps you have annual bills that arrive in January, get “bumped” to February, and lurk around having partial payments made on them for half the year until they finally disappear around June or July. If so, you aren’t the only one! Stalling bills, or “juggling” them, is as American as grilling hot dogs on the Fourth of July. We’ve been going through some tough economic times in recent years, and although it’s getting a lot better, vast numbers of responsible, employed adults are still just a couple of paychecks away from real trouble. Sometimes a quick cash loan from QuickCashToGo.com is just what you need to get your budget back in balance.

Quick Cash Can Help You Stop Juggling Bills and Clear Your Desk

There are several problems with bill-juggling. One is the stress; knowing those balances are lurking in the background waiting to pounce isn’t a fun experience for anyone. Another is the damage it does to your credit rating; even if you’re paying part of the balance every month, as long as there’s an overdue amount remaining, there is the possibility that an overdue payment is being reported to the credit bureaus every month. Lastly, unless you’re very organized, it’s too easy to remember that you paid the bill but not remember that you didn’t pay the whole thing! A reminder arrives in the mail, you ignore it, thinking it’s been paid, and by the time another reminder arrives you’ve got late fees and worse to deal with. One solution to this is a quick cash loan – you can pay off the whole balance at once, and know that it’s taken care of; then the money you would have used to pay the bill in pieces later on can simply repay the loan instead.

How Many Uses Can You Think of for Quick Cash?

No matter how carefully we manage our budget, it seems to be impossible to avoid surprises – even surprises we should have expected. Annual bills are a perfect example of this – they’re not in our monthly budget and all too easy to forget until they show up in the mail. Homeowners' Association bills are the perfect example – so are web hosting fees. These are relatively small items, but if you happen to have several of them due at the same time each year, it might amount to a balance that’s not easy to come up with out of the blue. Car insurance is the same way. Many companies give significant discounts to customers who pay the full year of coverage in advance, which makes it easy to forget about that bill for the rest of the year. Then it shows up one day and BAM! Your whole month’s budget is thrown into chaos. One really great way to manage this situation is a quick cash loan; the bill gets paid, and you can space out payments over your next few paychecks in order to minimize the disruptive effect on your monthly financial plan.

Apply For Quick Cash the Fast and Simple Way – Online!

When loan applications moved from paper to the internet, it had a dramatic effect on the ease and simplicity of borrowing. Instead of a long paper questionnaire that you need to mail or bring to your bank, it is now an online application that can be completed in just minutes. There is no need to sit across from the loan officer while he or she peruses the application, reading the detailed enumeration of your income and expenses, tapping mysteriously into their adding machine. A credit report prints out, and they review it carefully, making notes in the margins. You wait anxiously, trying to interpret each change in facial expression… Those days are over! Or at least, if they’re not over, they’re certainly no longer necessary. The quick cash application is only a few questions long, as the only information gathered is what’s absolutely necessary to determine qualification. By the time you feel like you’re getting started, you’re done. Even better, the approval process takes less time than the application – within 90 seconds you’ll have an instant approval right on your screen, along with loan amount, interest rate and total, payments, dates and amounts, and all other pertinent fees, terms, and information.

One other great advantage to the digitization of processes that were previously paper-based is that we can do them from anywhere, at any time of the day or night. Instead of sitting across from that loan officer, you can apply while sitting in front of your television or fireplace – or even from your car, if you want to contact the website through your smartphone. There’s no paperwork to print or mail or fax, so there’s no obstacle to using your device of choice. In addition, lenders are available around the clock so there are no time constraints. Rather than having to arrange your schedule around the bank’s hours, quick cash loans allows you to set your own schedule.

Quick Cash Means No Checks Going In or Out

Finally, there’s no wait for a check to arrive in the mail with quick cash loans. After your loan is approved, the lender will deposit the funds directly to your own bank account, so they’re available and ready to spend as soon as the very next business day. Furthermore, when it comes to repaying the loan the process is just as easy. Payments will be drafted directly from the same bank account that the funds were deposited into, so there’s no need to write and mail a check. At the time the loan is approved, you can schedule the payments for paydays, so you know there will be money in the account that day. Schedule it and forget it!

#QuickCash #NationalCashCredit

Start the New Year Off Right With Quick Cash, By Scott Lobo - Today