Why Installment Loans, Direct Lenders, and Payday Loans Make Good Financial Sense

When your paycheck doesn't stretch far enough,
look to Installment Loan Direct Lenders.

What do you do when you come up short at the end of the month? You have bills to pay. You have obligations to meet, and maybe even people depending on you. As a full-time worker you bust your hump every week to earn an income that keeps you and your family housed, warm, clothed and fed, but some weeks or months it just isn’t enough. Your kids come home with unexpected school fees or a field trip they just can’t miss. Your spouse gets laid off, and you have to go down to one income. Someone gets sick and needs to go to the emergency room in the middle of the night. Your car breaks down, and you can’t get to work without it. When these kinds of things happen and you are already living paycheck to paycheck, you might feel like you have no options, but you do. Installment loans, direct lenders, and other choices offered by payday lenders just make sense when you have financial hurdles to clear.

Why Choose Installment Loans, Direct Lenders, and Payday Loans

For installment loans, direct lenders can offer you a reasonable solution to your financial woes. Consider your alternatives: begging money from a friend or family member, asking for overtime hours at work that aren’t available, building up expensive credit card debt, or going after a traditional loan for which you don’t stand a chance of approval. With installment loans, direct lenders are the clear solution. What advantages do direct lenders give you over brokers of traditional loans?

• Direct lenders typically offer lower rates. When you go through a broker for a loan you have to pay the broker and the lender with which the broker is working.

• Direct lenders are usually licensed in all states. Brokers are rarely licensed in all states, so they are limited in what they can do for you.

• Direct lenders get you cash quickly, while brokers spend time shopping around.

• Direct lenders talk to you directly. Have questions or concerns? Talk to your lender on the phone and get your worries out of the way.

There are so many reasons to go with direct lenders that offer payday loans. Perhaps the best reason is that it beats the alternatives, but a payday loan makes financial sense in its own right. These loans are short-term, so you don’t have to worry about carrying debt over a long period of time. They are small loans, so again you won’t have a huge loan looming over you, causing you stress. Best of all for most people, payday loans get you approved with minimal requirements and get you the cash you need in a hurry. You can get approved for installment loans; direct lenders offer cash 24 hours a day, seven days a week.

With Installment Loans, Direct Lenders Give You Choices

When you apply for installment loans, direct lenders give you flexibility and choice, something else you can’t say about a traditional loan. First, you get to choose how fast you get your cash. A typical payday loan will get you the money by the following day, at the latest. Most lenders will also give you the option to select a one-hour loan. After going through the simple application and approval process, this loan will put cash in your bank account in just over one hour. With a payday loan you also get a choice as to how and when you make repayment. With a typical payday loan, you simply pay the amount back in full with your next paycheck. You can pay it directly or let the lender deduct the amount from your bank account. You also have the choice of making repayment in smaller installments. With installment loans, direct lenders give you the option to repay a little bit at a time. This is a great choice if you are worried about having the full amount when it’s due.

Installment loans, direct lenders, and payday loans are here to help people just like you, people that work hard every day and manage to scrape by most weeks. When you find yourself with an unexpected expense, an emergency, or just a week when your paycheck didn’t stretch as far as you thought it would, direct lenders are there to solve your money problem and to do it by giving you smart choices.

#InstallmentLoansDirectLenders #NationalCashCredit

Why Installment Loans, Direct Lenders, and Payday Loans Make Good Financial Sense, By Mindy Lobo - Today