Facts about Credit Card Debt, and How Payday Loans Can Help

Credit card debt can be a real problem. Many people turn to credit cards because they provide an easy solution for lack of cash. When you’re running short you just pull out a card and buy what you need, right? The problem is that the debt follows you around, sometimes for months or years and it costs you in high interest rates over time. Payday loans can help, as both an alternative and a solution to paying off credit cards, but it also helps to know more about this kind of debt and where you stand.

Average Americans Have Credit Card Debt

The statistics about debt and credit cards show that the average American household has $6,929 in revolving credit card debt. This is the kind of debt you carry from one month to the next as opposed to paying it off during the month. The facts also show that more than 40 percent of all American households have this debt, so you are far from alone if you do. A sad fact is that the households with the lowest net worth have the most credit card debt. With little net worth, crawling out of this hole can be really difficult. Payday Loans can help, and provide a better alternative.

Credit Card Debt is More Expensive Than Payday Loans

One important reason that payday loans make more sense for many people than getting into credit card debt is the cost. The average amount of money that households paid in 2018 just in interest on credit card debt was $1,141. Imagine what you could do with that money, and consider that this is just an average and that many people paid much more. Payday loans work differently. They have high interest rate but must be paid off quickly, within a couple of weeks. That means you’ll pay much less than credit card interest for the money you need.

Using Payday Loans Instead of Credit Cards

To avoid damaging and expensive credit card debt, consider using payday loans. These loans give you small amount of cash, quickly, and are repaid with your next paycheck. It’s a smart way to get needed cash and to get out of debt right away. Most people get the cash from a payday loan in about 24 hours or less. While that isn’t instant as credit cards are, the repercussions are easier to handle. You don’t carry around this kind of debt for months at a time. It’s simply not allowed. You can also use payday loans if you already have credit card debt. Use it to start chipping away at the debt so you can stop paying just the minimum amount and interest each month.

To get payday loans, all you need is a job and an income that indicates you can afford the loan. You don’t have to have perfect credit or any collateral. Simply go online or download the mobile app to apply for this loan and you’ll have the cash you need and a better solution than credit cards and credit card debt.

Facts about Credit Card Debt, and How Payday Loans Can Help By Heather Wilson - 2/25/19

Go Mobile for a Personal Loan from an Online Cash Advance Company

An online cash advance company is already a convenient source of a personal loan. You get to go online rather than into a loan office, applying and getting proved on your time, on your schedule. You also get a faster service online while maintaining the security of your personal information. Now, cash advances are even more convenient and faster, thanks to a mobile app you can use to apply, get matched to a lender, and get approved for a loan.

First, Find a Reputable Cash Advance Company

An online personal loan is only safe and secure if you work with the right cash advance company. Our lender matching service is one of those. You get to work with a great lender that has been pre-screened so that you don’t have to wonder if he or she is the real deal. We also provide you with security through the best encryption software to protect your data. We give you the choice to opt out of marketing opportunities so other companies won’t get your information, and that information is deleted once it’s no longer needed to secure your loan.

Download the Mobile App for an Online Personal Loan

The right cash advance company will likely already provide you with a convenient and easy way to apply online. Taking personal loans online give working adults with busy family lives the flexibility to apply for cash outside of normal business hours. But, you have to be tied to a computer. Now with a mobile app you can download the free app to your phone and apply from anywhere. As long as you have your phone or tablet and a signal, you can apply for a personal loan, get matched to a lender, and get approved for cash.

Apply for a Personal Loan When it Works for You

A big impediment for people seeking personal loans is simply time. You don’t have time between jobs and family time to get to the bank between 9 and 5 on a weekday. Taking time off work is not a great option because you need the money. An app is the perfect solution because it allows you to apply for that loan through an online cash advance company before or after work, before you go to bed, or any time on the weekend.

Let a Cash Advance Company Get You Approved for a Personal Loan Today

Another concern a lot of people have is simply getting approved. Our cash advance company works with lenders with high approval rates. They look at income and paychecks more than credit scores to get borrowers approved for personal loans. It’s much easier to apply for and to get approved for these loans than it is with more traditional loans, like those offered at banks. Apply with the app today and you will most likely get approved minutes later.

Go Mobile for a Personal Loan from an Online Cash Advance CompanyBy Scott Lobo - 2/18/19

What Are The Top 5 Reasons People Use For An Online Cash Advance?

For millions of Americans, struggling financially is not an unfamiliar experience. Money problems can be caused by surprise costs or financial emergencies, like a broken dishwasher flooding the kitchen. They can also be caused by all too familiar uncommon causes, like a paycheck that is smaller than expected or a bill that is just too much for the weekly budget to cover. One of several advantages to applying for an online cash advance is that borrowers are never limited when it comes to how they can spend their loan funds. In some instances, this can make an online cash advance the best option for borrowers who need fast short term financing. Another benefit of our online cash advance service is that we do all of the hard work for you. Instead of spending your entire afternoon googling online cash advance providers, you can simply apply in five minutes at our website to be connected to the best and brightest lenders in the industry. If you try to compare loan offers on your own, it would take hours to fill out all the separate applications at each online cash advance provider’s website. Instead, let us take care of that by presenting your online cash advance application to our closed network of top rated lenders. Try it today!

Don’t Worry About Your Bad Credit – These Online Cash Advance Providers Can Help

You don’t have to have a perfect credit score to get approved for an online cash advance through our partnered loan providers. You can simply take five minutes to apply here at our website which can be done using any laptop, computer, or even a mobile device like a tablet or your smartphone. Approval requirements vary by lender, and you may be asked to provide additional information or meet additional requirements depending on your specific situation. However, many lenders can provide approvals based on the following guidelines: online cash advance applicants need to be citizens of the United States, legal adults at least 18 years of age, and they need to have a job and a valid bank account. Upon approval, funds will be deposited into the borrower’s bank account and will be immediately available to spend. It’s that easy to get approved for an online cash advance – try it for yourself!

5 Star Ratings & Amazing Reviews For These Online Cash Advances

For your one-stop connection to all of the best online cash advance lenders in the industry today, look no further than our private network of lending partners. Not only do these lending professionals have years of experience with borrowers from every background, they have some of the best customer retention rates in the business. We are proud to say we have many repeat customers who appreciate the efficiency and safety of our free service! When you need 24/7 access to online cash advances, you can count on our website to provide you with the best options available. Apply today!

What Are The Top 5 Reasons People Use For An Online Cash Advance?By Scott Lobo - 2/11/19

Are Online Personal Loan Rates Reasonable for Getting Quick Money?

Quick money is a need a lot of people have. Hard-working adults, even those with more than one job are often living from one payday to the next with little wiggle room. Unexpected bills or even regular bills can be hard to pay sometimes. During those difficult times, what people need is a source of quick cash, but being able to afford a loan is always a concern. What you need to know about online personal loans is that they can be affordable, and that the high rates are not quite what they seem.

How a Personal Loan Works

When you go online to get a personal loan, you are most likely applying for what is also known as a payday loan. This is a small type of loan that has a short loan period. Because it’s a small amount of money and it gets repaid quickly, lenders have to charge more in the form of a higher interest rate than you would see on a bigger, long-term loan. An online personal loan provides quick cash, in about 24 hours or less, and gets repaid quickly too.

How Personal Loan Interest Rates Translate into Real Payments

The idea of an online personal loan or payday loan is to provide you with quick money that you can also repay quickly. By the time your next paycheck gets deposited in your bank account, you should be ready to use some of it to make full repayment. In fact, most lenders online will simply deduct what you owe on payday so you don’t even have to think about it. Because you’re getting rid of what you owe so soon, the amount of money you pay in interest is actually very small. It’s much more affordable to get this kind of loan than most people realize.

Quick Money Isn’t Free Money

Of course, you do need to be aware that to get money so quickly and easily does cost something. Like any loan you have to pay for the privilege of borrowing. And, yes, rates are higher when you’re getting such quick money. It costs money to be able to borrow so fast and to get such a convenient process. But when you need money in a hurry because bills are due, this can be a great option. For some people it is the only option, and therefore a lifesaver.

Here’s How to Get a Personal Loan Online Today

See for yourself how easy it is to afford this kind of personal loan. To try it out, go online to the website or download the mobile app and complete the simple application. Once you have done this you get paired with a lender who will take over the reins, get you a fast answer and the best chance of getting approved, get quick money to your bank account, and make sure you understand the terms, including interest and repayment.

Are Online Personal Loan Rates Reasonable for Getting Quick Money? By Scott Lobo - 2/4/19