We pre-qualify the lenders in our network and then submit your loan app to them and let them compete for your business. Apply Today on our website: National Cash Credit - Cash Advance Payday Loans
Want To Find The Best Cash Loan Lenders? Use Our Free Online Service!
You’re probably tired of spending hours trying to find reputable cash loan lenders online. We’re here to help make your search a little easier! We put in the hard work of perfecting our website so that it is completely optimized for all mobile devices. That means you can apply for a loan, get connected to the most reputable and top rated cash loan lenders, and possibly even get approved all in just a matter of minutes when you apply here at our website! With a five minute application that can be completed and submitted from your phone, you could literally apply and connect instantly with a cash loan lender all while on a break at your job. If you want to find a way to access your loan options discreetly and quickly, without sacrificing your privacy and your valuable time, apply here and get instantly connected with a cash loan lender who can help you get approved so you can get on with your life!
Our Website Connects You Instantly To The Top Cash Loan Lenders Nationwide
Going online for all sorts of things is common nowadays, but it’s a good idea to stay aware and keep in mind the risks of doing business with just anyone! Make sure you are working with highly rated cash loan lenders by applying here at our website. Our five minute application gives you instant access to our private network of cash loan lenders so you can rest assured that you’re staying safe online and working with a trustworthy lender throughout the entire application and loan approval process! It is safe, simple, and easy to apply here, and we always work diligently to ensure that your personal information is as secure as possible. You will never have to deal with your phone ringing off the hook with phone calls from us. Instead, you can easily apply here at our website and get connected to some of the most trusted, top rated lenders available online. We reach out to over 50 of the nation’s best lenders on your behalf to find the best deals and top offers available for you! Apply today and connect instantly with a fantastic cash loan lender – only here at our website!
Use Your Income As Your Credit With These Cash Loan Lenders
Get in touch with these cash loan lenders to get your money fast – use it for any purpose at all with high approval odds and fast processing times. Lots of applicants are awarded instant online approval, and all that is left is to finish processing directly with the cash loan lender, getting any questions or concerns answered before signing to finalize the loan. You don’t have to worry about every little detail on your credit report because our cash loan lenders specialize in helping people with bad or limited credit to get approved, regardless of what may or may not be showing up on their credit history! Catch one of these easy approvals for yourself by applying here today to connect with an awesome cash loan lender!
Want To Find The Best Cash Loan Lenders? Use Our Free Online Service!
Go Mobile for a Personal Loan from an Online Cash Advance Company
An online cash advance company is already a convenient source of a personal loan. You get to go online rather than into a loan office, applying and getting proved on your time, on your schedule. You also get a faster service online while maintaining the security of your personal information. Now, cash advances are even more convenient and faster, thanks to a mobile app you can use to apply, get matched to a lender, and get approved for a loan.
First, Find a Reputable Cash Advance Company
An online personal loan is only safe and secure if you work with the right cash advance company. Our lender matching service is one of those. You get to work with a great lender that has been pre-screened so that you don’t have to wonder if he or she is the real deal. We also provide you with security through the best encryption software to protect your data. We give you the choice to opt out of marketing opportunities so other companies won’t get your information, and that information is deleted once it’s no longer needed to secure your loan.
Download the Mobile App for an Online Personal Loan
The right cash advance company will likely already provide you with a convenient and easy way to apply online. Taking personal loans online give working adults with busy family lives the flexibility to apply for cash outside of normal business hours. But, you have to be tied to a computer. Now with a mobile app you can download the free app to your phone and apply from anywhere. As long as you have your phone or tablet and a signal, you can apply for a personal loan, get matched to a lender, and get approved for cash.
Apply for a Personal Loan When it Works for You
A big impediment for people seeking personal loans is simply time. You don’t have time between jobs and family time to get to the bank between 9 and 5 on a weekday. Taking time off work is not a great option because you need the money. An app is the perfect solution because it allows you to apply for that loan through an online cash advance company before or after work, before you go to bed, or any time on the weekend.
Let a Cash Advance Company Get You Approved for a Personal Loan Today
Another concern a lot of people have is simply getting approved. Our cash advance company works with lenders with high approval rates. They look at income and paychecks more than credit scores to get borrowers approved for personal loans. It’s much easier to apply for and to get approved for these loans than it is with more traditional loans, like those offered at banks. Apply with the app today and you will most likely get approved minutes later.
Go Mobile for a Personal Loan from an Online Cash Advance CompanyBy Scott Lobo -
A good lender can make the difference between having an enjoyable time and having one that is stressful and riddled with money problems. To get the extra cash you need this season, rely on a great lender. And how do you find one you can trust and rely on? Check out these reviews to find out why our network of lenders is the best you’ll find online.
Lender Review #1 – Helping with Student Loans
I really wanted to have a fresh start money-wise this coming year, so I made a goal to finish paying off my student loan by the end of the month. Unfortunately I hit a few rough patches and was unable to meet the goal. To still get paid off by the end of the year I knew I wanted to get a loan but was unsure about where to go. I found this lender online specializing in end-of-year loans. I got approved much more easily than I thought I would, and I got the last payment on my student loan in on time.
Lender Review #2 – Dealing with Real Professionals
I’m always really wary of providing my personal information online. So when I found these lenders I wasn’t sure about. I needed some money to finish buying gifts for my kids, though, so I went ahead. I had such a great experience. Although you don’t have to, I called my lender so we could talk on the phone. He was great about answering all my questions and making sure I was comfortable going forward with the loan. I got the cash the next day, bought my presents, and had it all paid off by my next payday. You can really rely on these professional lenders, trust me.
Lender Review #3 – So Easy to Get Approved
I was really worried I wouldn’t get approved by this lender. I have terrible credit and I don’t earn that much at my full time job. But I was assured by the website that it would be easy to get approved. Turns out, it is not too good to be true, it’s actually true. They never even asked about my credit score, which was a big relief. And, I only needed a little bit of money to make it through the rest of the holidays. So with my income I was able to get approved.
Lender Review #4 – I Actually Had Time for This Loan
December is my busiest month of the year as a teacher and parent, so when I needed some extra money I thought there was no way I would have time to actually get a loan. Then I saw these lenders that work online. It was just what I needed. I applied in about five minutes before the first bell of the day at school and had my loan approved and official by the time I was able to check on it at the end of the day. It was so convenient, and I would totally work with these lenders again.
Working off a Student Loan with Online Cash Advances
There’s really only one way to get rid of your student loan, and that’s to work. You have to earn to repay the loan, but that doesn’t mean you have to live in destitution for the years it takes you to get rid of that debt. You have options for getting cash to make life a little easier, even while you’re paying off your education.
Using Online Cash Advances
Online cash advances are small personal loans. They are offered by lenders who work online and approve most working adults. The idea behind this kind of loan is to offer you an amount you can actually afford and to get you cash quickly so that you can use it to take care of immediate needs, like bills that are overdue or emergency costs. Even when you have a big debt hanging over you, like a student loan, that needs to be paid off over time, you can still enjoy the benefits of these occasional small loans.
After a Student Loan Payment, You May Need Cash
Paying off student loans can be a big burden. Making those payments on time so that you don’t have to suffer the consequences, like going into default, and add to your worries, can leave you cash-dry. So, if you need a little extra money after making an on-time payment you can rely on these online cash advances. They provide quick money in reasonably small amounts so you can still buy groceries and put gas in your car without going into much more debt.
Applying for Online Cash Advances
The easiest part of getting online cash advances in between student loan payments is applying for them. All you need to do to access them is use a computer to go online or use a mobile app on your phone. In either place you’ll find an application that is quick and simple to fill out. That completed application will go to a network of lenders and you’ll be matched with the right professional for your needs. That lender does the rest of the work to get the cash to you.
Approval Doesn’t Rely on Credit Score for Online Cash Advances
If problems with your student loan have caused your credit score to take a dive you are far from the only one. This is typical and it can cause big issues with your future finances, but it doesn’t have to stop you from getting online cash advances. Lenders look at your job and your paycheck more than anything else, so if you have a poor credit score, don’t sweat it. You’ll likely get approved in spite of it.
Student loan repayment is important, and a burden, and while you slowly make your way through it, getting debt-free again, there may be times when you could use the freedom of extra cash. During those times rely on online cash advances for ease of use, quick money, and an easy approval process.
Working off a Student Loan with Online Cash AdvancesBy Eric Knapp -
You Just Might Need What Installment Loan Lenders Are Offering
What exactly are they offering? What is an installment loan and what do installment loan lenders do? We work with this professional network of lenders offering a variety of loan products to people like you. These are loans designed to be just what hardworking people need. Learn more about them here.
Installment Loan Lenders Offer Payday Loans
When you realize that a bank loan just isn’t going to work for you at this point in your life, you might wonder where else you can turn. You might think that a small loan, just that few extra hundred dollars you need to pay the bills this week, isn’t a possibility. It is, though and you can get it with a payday loan like those offered by our installment loan lenders.
Do You Need Cash Quickly?
Our installment loan lenders do it all. They offer a variety of loans and they do it quickly so you don’t have to wait and worry about money. By the time you have started your application, gotten approved, and have an official loan document, no more than an hour will have passed. By the time you get your hands on the cash, it will have been about 24 hours or less.
Installment Loan Lenders Offer Quick Cash without the Hassle
Your quick cash doesn’t come with strings attached or at a great cost. You get a reasonable loan, one that you can apply for just using your smartphone, and you get it most likely the next day. It’s truly a hassle-free loan that is quick; the best of both worlds.
Unlike a normal payday loan, which you can still get if you like, our installment loan lenders offer loans that can be repaid in installments. Instead of paying the loan amount back all at once on your payday, you can stretch it out longer if that makes the most sense for you. You get options because everyone is different and has different financial needs.
Now that you know more about what they do, you can probably say that you need what installment loan lenders are offering: quick, hassle-free loans, cash tomorrow, and the ability to repay on your terms. To get started just pick up your smartphone or turn on your computer to apply for one of our loans.
You Just Might Need What Installment Loan Lenders Are Offering By Eric Knapp -
You Can Get Installment Loans Online When You Need Cash Fast
We all do our best to be prepared, but sometimes the worst case scenario happens and we need a large sum of cash that we don’t have in savings, and we need it as quickly as possible. More importantly, we need a repayment schedule that won’t disable our ability to pay our monthly bills, buy groceries, and cover other ordinary expenses. If you’re faced with an expensive car repair, a home appliance or repair that can’t wait, or a medical emergency that’s drained your bank accounts, you can get installment loans online for up to $1,000 and have cash waiting in your bank account the very next day. You don’t need a great credit score, the application is quick and simple to submit, and there’s no requirement that you scan and upload any prior year tax returns or other financial statements. The process is intentionally made as accessible as possible, since those who have the most need of emergency cash are often the ones who have the most trouble getting it.
When Surprise Expenses Arrive, Manage Your Budget With An Installment Loan Online
Even if you’re good at budgeting, and especially if you’re not, it can take a long time to recover from a financial mishap like an overdrawn account or short paycheck that throws your plan off course. If you are living paycheck to paycheck and find yourself needing to replace tires on the car or fix the refrigerator, the first problem is getting the cash – but the second one is repaying the cash! Most easy-access loans require repayment from your next paycheck or two, and charge high fees for extending the term. The greatest advantage of getting an installment loan online, other than the speed and simplicity of it, is that you can extend the payments out longer than a typical payday loan, arranging them to suit your income pattern so as not to put undue stress on your budget – while still maintaining a strong on-time payment record and keeping up with your other obligations.
You Can Get Installment Loans Online Whether Your Credit Score Is Up To Snuff Or Not
Our credit report didn’t used to be quite such a significant part of our identity, but now we even have television commercials for credit tracking services joking about people tattooing their credit score right on their body! If you’re someone whose credit has been damaged, and you’ve been turned down for loans or credit cards, you may have resigned yourself to living without any until you manage to rebuild your score. That doesn’t have to be the case, however – the application process for installment loans online does not include a traditional credit check, allowing almost anyone to qualify as long as they meet the other basic criteria. The application is fast and simple, with no credit references or financial documents required. Approval is fast too – you’ll have an answer in two minutes or less, be provided with documents outlining the terms and payment agreement, and then cash in your bank account in just one business day!
You Can Get Installment Loans Online When You Need Cash Fast By Mindy Lobo -
Christmas Lenders Want You To Have the Holiday of a Lifetime
Want the holiday of a lifetime? Let Christmas Lenders pave the way!
The holiday season can be fraught with emotion for a lot of people – especially those with families. You have certain Christmases from your childhood that you remember with a special fondness, or traditions you want to carry into your own family. Maybe the first holiday you and your partner spent together was special in some way. No matter what the details, the pressure to make the celebrations special can be fierce. That’s all well and good when you’re flush, but what about the lean years? Not having enough cash to make the holidays all that you want them to be can be hard, but Christmas lenders want to make sure you don’t have to cut the corners from your celebration. They’re ready and waiting to provide the cash to buy the plane tickets home, the gifts for the children, or party food that make December as special as you want it to be.
When Life Interferes With Your Plans, Christmas Lenders Step In And Make It Right
Have you ever saved all year, planned and scheduled and started shopping shortly after the Fourth of July – just to have some sort of crisis ruin the holidays? It might be a car repair that you don’t have money to fix, that keeps you from getting home to see your family, or storm damage that has to be repaired just in time to use the cash you’d saved up to spend on the Black Friday sales. That’s exactly the kind of situation that calls for calling on the Christmas lenders – they can make sure you have the cash that you need, and since the term of the loan is so brief, the application qualifications are simple. They don’t even need to do a credit check, so if you’ve had problems in the past that are reflected in your credit report, no need to worry! This won’t be taken into account during the approval process.
Christmas Lenders Expand Your Alternatives To Celebrate In Style
If the need to save up for things ahead of time is your holiday Achilles heel, here’s a solution you might like: “save” retroactively with Christmas lenders. Not enough in the bank to cover your holiday expenses? You can apply online in minutes – and receive your approval in even less time than the application took to complete! You’ll have cash in your bank account within just one business day, but that’s not where the ease and simplicity of these loans end. Payment is easier than any other – no remembering to mail a check, or even setting up an electronic payment. These payments are automatic, set up with the terms and conditions of your loan, and drafted directly from your bank account on the following paydays. You can’t miss a payment, since they’re paid directly from your account. Your account can’t be overextended by the payments and cost you in overdraft fees, because the payments are always on your paydays when your direct deposit hits. Easy as pie – pumpkin pie!
#ChristmasLenders #NationalCashCredit
Christmas Lenders Want You To Have the Holiday of a Lifetime, By Scott Lobo -
Online Lenders Have Changed The World of Payday Loans
Online Lenders are ready to help when you need cash.
Not that long ago, if someone was looking for a short-term personal loan they’d only have a few choices – the local pawn shop, or the check cashing store. The main difference between them was that the pawn shop required them to put up some personal property as collateral, while the check cashing store did not. In both cases it was necessary to go to their location during business hours and decide on the spot whether to take the deal that was being offered. Now that payday loans are being offered through the internet, the field has become more competitive, and the consumer now has an advantage. Online lenders are competing for your business, and that means better rates, better terms, and more options so that you can get the cash you need at a fair price.
It’s Fast And Convenient To Get A Payday Loan From Online Lenders
When financial crisis hits, whether it’s a flooded basement, an emergency room copayment, or simply a rough month making ends meet, payday loans can be the quick and simple way to bridge the gap. You can have cash deposited directly to your account in as little as one business day, and it’s easier than any other type of loan you’ve ever tried. Online lenders are available 24 hours a day, so you can apply from your home or office or anywhere else with an internet connection. To get started, simply go to the GreenLeafLoans.com site and click on the lending application. There are just a few quick handfuls of questions – one about your basic personal info and identification, one about your employment and income, and finally they’ll collect your bank account numbers because that’s how the lenders direct-deposit the funds to you! Approvals are made in minutes, and all the terms, conditions, and payment arrangements are available right there in your browser. You can even sign the agreement electronically, so there’s no printing, mailing, or faxing to worry about! The lender immediately begins the process to deliver the funds to your bank, and within a single business day you’ll have access to the cash and can start taking care of business!
Online Lenders Don’t Require You To Have A Great Credit Score To Qualify!
Unlike most loans, short term payday lending doesn’t rely on someone’s credit score to determine whether or not to approve their application. After all, a credit score is based on seven years worth of financial activity, and during that time a person’s life can change many times in many ways. Employment, family situation, living situation – all of these can change drastically over the course of years. However the short duration of a payday loan provides the opportunity for lenders to change their criteria, and approve individuals who have a steady job with a good income but may have had difficulties in the past, that are now behind them. The odds are excellent that your personal circumstances will remain stable during the thirty days or so between applying for a short-term loan and having it repaid, allowing for a win-win business arrangement between online lenders and responsible employed adults who are experiencing a temporary cash shortage. If that’s you, check out an online payday loan today!
#onlinelenders #NationalCashCredit
Online Lenders Have Changed the World of Payday Loans, By Scott Lobo -
Regardless of your credit, the best online lenders can give you a loan.
Borrowing money is a big step for some people. If you have minimal credit history or you have a credit score that isn’t so perfect, loans may seem scary or not for you. It’s time to rethink that, and take a step towards greater financial freedom by taking advantage of small, personal loans. The key is finding the best online lenders. You want lenders that are reputable, licensed, follow all lending laws, and pay attention to customer service. Here’s how you can find the best online lenders and get the cash you need.
The Best Online Lenders are Eager to Help and Answer Your Questions
When you fill out our online application, we reach into our extensive network of lenders to find one who will best meet your needs. We only work with the best online lenders. This means that you can feel secure when you contact us. Even with our sterling reputation for working with the best online lenders, you should still know what to look for in your lender. If a lender is good, he or she should be ready to work with you right away. When you apply with us, your lender will contact you immediately. A good lender is also someone who will be willing to talk you through the terms of the loan and answer any of your questions. We can do the entire loan process online, but our lenders are also happy to talk to you on the phone. They want to make sure you are informed and that you feel comfortable moving forward with a loan.
The Best Online Lenders Provide Quick, Hassle-Free, and Affordable Loans
Our lenders are not just knowledgeable and eager to assist you, they also provide a great product. The loans they offer are short-term payday loans, so you can qualify largely on the basis of your paycheck, not your credit history. These loans are also affordable. They are short-term, so the rates only apply over a short period. This means you pay only a small fee to get the cash you need. Our payday loan process is smooth and easy too. You can apply online, get approved quickly, and have your cash deposited directly into your bank account. There is no faster or easier way to get cash and this rests on the merits of our outstanding lenders, the best online lenders you’ll find.
#BestOnlineLenders #NationalCashCredit
Take These Steps to Find the Best Online Lenders, By Eric Knapp -
Take Care of Emergency Financial Crises with 1 Hour Online Lenders
You can have cash fast with 1 Hour Online Lenders.
You can’t avoid the unexpected in life, and you also can’t avoid the expense most of these situations entail. Sometimes you need cash, and you need it in a hurry. Whether you’ve had a lay-off in your family, you have a past due bill that really needs to be paid, you owe someone money ― whatever the reason, we're here to help. You just need that cash, and the sooner you get it, the sooner you get that weight off your shoulders. What could be better than getting the cash you need in an hour? It’s really possible with 1 hour online lenders. We offer hassle-free, fast cash.
How Can 1 Hour Online Lenders Possible Be So Fast?
The name says it all: 1 hour online lenders can move cash so fast because they do business online. From the application to the deposit of cash to your bank account, you can get through the entire process without ever getting up from the couch. It starts when you get online and fill out a short application. It will only take you a minute or two. No computer? No problem. Access the mobile app with your smartphone. A lender will be available right away to approve your application. You may need to speak to the lender on the phone, but only briefly. From there you will get your loan document, agree to the terms, and wait one hour or less for the lender to make a deposit to your bank account.
Is it Smart to Get a Loan from 1 Hour Online Lenders?
Whether or not a loan from 1 hour online lenders is the right choice for you depends on your situation and your needs. If you need cash as soon as possible, there is no safer or smarter option than working with 1 hour online lenders. We take online security very seriously and strive to ensure that your personal information provided on your loan application will stay secure. Only your lender will have access to it and we won’t sell it to anyone else. What about other financing options, like using your credit card? If you have a credit card, you can run up your credit or get an advance, but doing so is pricey. Credit card companies make it easy for you to stay in debt so they can make more money. Our 1 hour online lenders will give you just what you need and make sure you’ll be able to pay it back on time, making this your smartest choice for emergency cash.
#1HourOnlineLenders #NationalCashCredit
Take Care of Emergency Financial Crises with 1 Hour Online Lenders, By Scott Lobo -
Payday loans by direct lenders only are some of the most preferred loans for a reason: They're cheap, they're easy to qualify for, and it only takes 1 business day to receive your payday loan funds.
"People prefer payday loans direct lenders only mostly because they're some of the cheapest loan alternatives currently available," payday loan direct lender Todd B. said. "It's expensive to take out a loan with a large financial institution due to franchise costs, overheard costs, shareholders, and specific regulations. People know that and that's why they come to us."
Borrowers who want to qualify for direct lender funded payday loans you must be 18 years of age or older, a US citizen, have a job, and have a bank account. On average, borrowers are expected to repay their direct lender funded payday loan within 2-3 weeks (or the when they receive their next paycheck) of receiving their loan. Borrowers can get up to $2500 with a payday loan funded by our direct lenders.
"If you want a good deal and if you want fast cash then a payday loan direct lenders only service is right for you," Todd B. said. "There is literally no service out there can adequately provide to working class Americans' needs like a payday loan can. There are no credit checks, no faxing, and no hassles. It's easy and it's fast."
For more information on a payday loan funded by a direct lender, please visit our easy application page at National Cash Credit
Get payday loans funded by direct lenders only, By Eric Knapp -
Apply for a First Liberty Personal Installment Loan and get up to $25,000 Fast
Most financial institutions can only lend a thousand dollars to potential borrowers. For many people, $1,000 just isn't enough. For people in a true financial crisis, an extra $1,000 would only cover rent or a mortgage, if that. That’s why First Liberty Loans has decided to offer more money to borrowers. If you apply for a First Liberty Personal Installment Loan today, you could have anywhere from $500 to $25,000 in your bank account by tomorrow, not next week. While you can apply for up to $25,000, it is much easier to get approved for loans of $2500 or smaller. First Liberty Loans accepts personal installment loan applications 24/7, 365 days a year. Funds are sent via ACH directly into your bank account.
As Long as you are a U.S. Citizen, 18 or Older, and Employed, you can be Approved for a Personal Installment Loan Today.
First Liberty Loans’ direct network of lenders does not perform credit checks with the three major credit bureaus. Most people qualify as long as they haven’t defaulted on a loan in the past two years for some lenders. You shouldn't worry if you’ll be approved or not. Our easy application process will notify you immediately when you've been approved. When in doubt, it never hurts to apply.
Resolve your Financial Situation and Get a Personal Installment Loan Now
If you need money now and you need more than a few weeks to pay back the amount you borrowed, then a First Liberty Personal Installment Loan might be for you. Our personal installment loans are based on your take-home pay. We’ll never lend you more or less than you can handle. You can borrow between $500 and $25,000 and receive the entire lump sum upfront in your bank account in one business day or less. You can get plenty of money to catch up on bills, pay your utilities and rent get back ahead in life by doing anything you need.
Apply for a Personal Installment Loan and Receive Financial Security Today
If you need cash now, apply for a First Liberty Personal Installment Loan today. The entire application and approval process is hassle-free and convenient. You can even apply on your smart phone. Take control of your circumstances. Get financial freedom today by applying now!
Apply for a First Liberty Personal Installment Loan and get up to $25,000 Fast, By Ray West -
Payday loan lenders provide people with emergency short-term loans. Most people who opt to use a payday loan lender are people who have exhausted their other financial resources. People with a poor credit score, households that make less than $60,000 per year, and single-parent households make up the majority of a payday lender’s customers. Payday loan lenders offer their borrowers loans anywhere from $100-$1500. However, the exact amount a borrower can receive depends on his or her monthly income. In general, a person must make at least $1000 a month to qualify for assistance.
The term “payday loan lender” is a general term used to describe any and all people who offer short-term loans against a borrower’s paycheck. A payday loan lender might be a self-employed millionaire who grants loans as a side job. Another payday loan lender might work for a small company in the Midwest. Many payday loan lenders work from Indian reservations so they can evade strict state laws. Not all payday loan lenders are equal and not all payday loan lenders can offer their customers the best rates. So if you plan on applying for a payday loan in the near future, here are just a few things you should look for when choosing your payday loan lender:
Is the website secure?
All reputable payday loan lenders care about the safety and confidentiality of their customer’s personal information. People who apply for payday loans usually apply online. This means customers will submit sensitive information, like their home address, email address, social security number, and bank account number, over the internet when they submit their loan. A payday loan lender with an unsecured website should be a red flag to anyone who wants to avoid identity theft. Check for a SSL (Secure Sockets Layer) certificate that indicates the payday loan lender has encrypted the site.
How expensive is the loan?
Most borrowers only need to pay a small fee to get a payday loan. If that person repays the loan on time and in full, they won’t have any other interest charges or fees. However, if a person fails to repay on time and in full, a payday loan can get extremely expensive. Some lenders’ penalties are harsher than others. In the past, many customers have found themselves paying fees higher than the amount of the original loan they borrowed. It’s critical for potential borrowers to check a payday loan lender’s site for an accurate description of how much the loan could potential cost them. Borrowers should avoid all payday loan lenders that don’t list this information or who brush it off as an insignificant detail. Remember, this is your money that we are talking about.
How easy is it to get the loan?
If you have to jump through hurdles to get in contact with a payday loan lender, find something on the website, or get ahold of customer service, you may have chosen the wrong company to work with. A good payday loan lender is one who cares not only about their customers’ money, but about their time as well. Be wary of any payday loan lenders who have lengthy online applications, a disorganized website, or who lack a customer service representative. The best payday loan lenders offer a convenient website, a short application, and a hassle-free application process.
How available are they to talk to you?
Choose a payday loan lender that has a call center open during the hours you need. A payday loan lender that has a 24/7 answering service is usually a good indicator of a reputable lender. Again, a good payday loan lender is one that cares about you and your needs. If you need to talk to your lender, you should be able to get ahold of them.
Were you matched with a payday loan lender through a third-party company?
There are many companies that connect payday loan lenders with borrowers. Some great third party companies include National Cash Credit. This process benefits a customer because it ensures they’ll get the best deal possible. In general, a borrower will fill out an online application through the third party company’s website. Once he or she submits the application, the application will go through a server for multiple payday loan lenders to observe. If a payday loan lender wants to take the request, they’ll notify you. Many borrowers prefer this method because it enables them the option to “select” their lender. Most borrowers choose to go with the payday loan lender that offers them the largest loan amount with the smallest interest charges. Because the third party website does all the work, borrowers don’t have to spend hours researching different lenders. The best part is that payday loan lenders pay the third party website for their services, not the borrower.
Do you meet the minimum qualifications?
In general, you must have a monthly income of at least $1000 after taxes, a checking account in your name, and proof that you are a U.S. citizen. You must also be 18 or older and have had your current job for at least 90 days. If you don’t meet these requirements, you will not qualify for a payday loan. Your time is valuable to us, don’t waste it applying for something that you won’t be able to get. If you do meet the minimum requirements, you can qualify for up to $1500 regardless of your credit score!
After you submit an online loan request, you will receive multiple offers from payday loan lenders. You can always deny any request you don’t like and owe nothing. The key to having a great experience with a payday loan lender is to repay them on time and in full when you receive your very next paycheck. If you don’t, the annual percentage rates become extremely high and extremely difficult to repay. If you do pay on time, we can guarantee that you will have a positive experience working with a hassle-free, fast, and convenient method for instant cash.
What to look for in Payday Loan Lenders, By Mindy Lobo -
Cash advance lenders help low income families, minorities, and one-parent households get up to $2500
Almost 75% of Americans live paycheck-to-paycheck. These days it’s hard to get the bills paid even when things are going just fine. When an emergency happens, like sickness in the family, an unexpected car repair, decreased wages, or unpaid rent, thousands of people have no place to turn for help. For people with low income and a bad credit score, the pool of resources is even scarcer. Due to demand, cash advance lenders are now offering as much as $2500 to low-come or bad credit borrowers.
“I can’t thank cash advance lenders enough,” Maria V, a cash advance borrower told us. “I’m a single mom to three young boys. I’m the only person my sons rely on. I needed financial help fast after I had trouble making rent payments. I couldn’t let my boys go through the embarrassment of eviction. Cash advance lenders came to our rescue and lent me $1500. I’m so grateful.”
The majority of people who apply for and receive cash advances tend to be people 18-35 years old, people who lack a four-year degree, and people who rent. Many of these people also have small children to look out for.
“Cash advance lenders are helping the people that banks aren’t,” Cash advance lender Mark T said. “It’s easy to write someone with low income and bad credit off. Banks don’t want to deal with it. They prefer the ‘bigger’ customers. Cash advance lenders are currently the only resource that low income families, minority groups, and single-parents have. We’re happy to help. We can’t stress enough that a bad credit score just doesn’t matter to us. A paystub and a bank account is everything we need.”
5 cash advance lender tips for people interested in a cash advance
A cash advance can help any employed, legal US adult get the cash he or she needs instantly. Here are just a few tips on how you can get started today:
1). Apply online.
The best cash advance lenders work remotely. When you apply online, you have more say in the amount of money you can receive, your possible repayment options, and your rates and terms. Applicants who apply online are essentially sending out their application to a large pool of cash advance lenders. The “pool” method is great for the borrower because it ensures that they’ll get the best possible deal. The cash advance lender who can offer a borrower the most money at the best rate is the lender who is “matched” with the applicant.
2). Fill out the entire application.
It’s critical for applicants to fill out all the banks on an online application. Cash advance lenders may reject your application if it’s not filled out entirely. If you don’t know what something means, why it’s on the application, or why you need to list it, just ask.
3). Just because you can take out $2500, it doesn't mean you have to.
Many borrowers make the mistake of taking out the full loan amount. Remember, this is a loan. You’ll eventually have to pay it back. Remember to take out how much you need, not how much you want. If you can’t pay it back on time, you’ll have to pay interest, fees, and other charges. You may have to roll it over into another loan, too. In general, borrowers shouldn't take out more than the amount of their next paycheck.
4). Repay the cash advance on time.
Many upper-level executives, banks, and large financial institutions harp on short-term cash advance lenders due to the penalties cash advance lenders inflict on their borrowers. Because cash advance lenders don’t run credit and background checks, many cash advance lenders have no idea what to expect from a new borrower. Due to these risks, cash advance lenders may inflict fees on people who don’t pay in full on time. Cash advance lenders lend to any person with a job and a bank account. In order to stay in business and help other customers, cash advance lenders need to be sure they’ll get the money they lent back. If you’re unsure if you’ll be able to repay the amount you borrowed, a cash advance may not be the right service for you right now. In general, borrowers are expected to pay the amount they borrowed in 2 weeks or less. An installment loan is a better alternative for the person who needs longer to pay.
5). Start budgeting and saving for an emergency fund.
After you've successfully applied, received, and repaid your cash advance, it’s time to start thinking long-term. A cash advance is a short-term solution. Once you’re safely out of your emergency financial situation, cash advance lenders suggest planning for a future emergency. Just putting aside $10 a month can help. Cash advance lenders will always be here if you need them, but the overall goal of any person who struggles with their finances should be to live a debt-free life.
“We help people who need help the most,” Mark said. “Cash advance lenders know and understand firsthand how unpredictable life can be sometime. We help anyone who needs help.”
You can qualify for a cash advance loan as long as you have a job, a bank account, and you’re over the age of 18. You can apply online over your mobile device or home computer for a cash advance up to $2500. In general, cash advance lenders won’t let a borrower take out more than they can repay. The entire application process takes just 5 minutes to complete. Potential customers will receive an instant approval notification just seconds after they submit their application. Once approved, you’ll receive a phone call from a cash advance lender who can meet your individual financial needs at the best possible price. After you’ve discussed the rates and terms of the loan, you can expect the cash to be directly deposited into your bank account within 1-2 business days. The overall process is fast, safe, and effective.
“I’d recommend using a cash advance lender,” Maria said. “If they can help me, they can help anyone.”
Cash advance lenders help low income families, minorities, and one-parent households get up to $2500, By Scott Lobo -
