Start Your Year Off Right With National Installment Loans

National Installment Loans are the key to better money management

‘Tis the season for New Year’s resolutions, and what’s the second most common type of resolution, after losing weight or getting fit? Better money management! Especially right after the holidays, when so many of us go overboard and blow our budget on too many gifts and too many nights out celebrating, getting a good handle on our spending seems like one of the best ideas ever! Maybe you’ve got overdue bills piling up. Maybe there are repairs or expenses that you’ve been putting off because you hadn’t been able to save up enough to pay for them. Maybe your resolution is to finally take a family vacation or go back to school, and the only thing that’s been keeping you from those things year after year is constantly being in a state of playing financial catch-up. Starting the year with a National Installment Loan is your chance to get out of your own way and make those resolutions happen.

No Credit Check Required for a National Installment Loan

A good credit rating didn’t used to be as important – or as difficult to keep – as it is these days. If you’re among those of us whose credit is less than perfect, you might think that personal loans are now out of your reach. The National Installment Loan will change your mind about that; approval is based completely on your current income and not at all on anything from your past. After all, what are the odds that falling behind and missing some car payments three years ago is really a determining factor in whether or not you’ll faithfully make timely payments on a loan today? Realistically, people’s circumstances change over time, and a bad credit rating doesn’t prove that a person won’t make all their payments on time, any more than a good rating guarantees payment.

National Installment Loans Can Help Repair Your Credit

There’s no credit check required for approval, but that doesn’t mean that a National Installment Loan doesn’t affect your credit rating at all. Installment loans are designed to be repaid over a longer period of time. During that time, if your payments are made on schedule, your lender will be reporting that fact to the credit bureaus. The more positive reports are documented, the more likely that your credit score will see a positive bump as a result. Rebuilding credit generally requires having credit, creating a difficult catch-22 situation! If you’ve had difficulties rebuilding your credit score because nobody was willing to loan you money with which to create positive marks on your credit record, a National Installment Loan may be exactly what you’ve been looking for.

Painless Repayment with a National Installment Loan

If you’re like most of us, you occasionally forget to pay a bill. In fact, something as simple as being forgetful about financial matters can do serious damage to a person’s credit over time. With a National Installment Loan, the repayment is arranged at the same time as the loan is approved, so it’s impossible to forget. You provide bank information so that the loan funds can be deposited directly to your checking account; at the same time, the lender sets up automatic drafts from that same account so there’s nothing for you to remember to do. Payment will be automatically withdrawn from your checking account on each of your paydays in the amount and for the length of time that you agree to in the loan terms. All you have to do is make the adjustment to your personal household budget to account for this withdrawal, the same as any other automatic draft payments you might have set up for your car or utilities. Since the payment will be drafted on payday, you don’t need to worry about not having enough money in the bank on that day, and the loan will be paid off faster – or in smaller payments – due to being paid every payday instead of every month. It’s a win-win for everyone involved!

National Installment Loans are Faster and Easier Than Traditional Loans

If you’ve ever applied for a traditional loan, you probably remember a long application form that asked a lot of detailed questions about your bills and expenses. There might have been an interview with a loan officer, and there was certainly a credit check. With a National Installment Loan, the procedure is a lot simpler and less stressful. One of the biggest changes is that the transaction is conducted entirely online. The website is available at all hours of the day and night – as are the lenders! – so you don’t need to arrange your schedule around a bank or other business office. Imagine coming home from work, having dinner, putting the kids to bed, and then finally when it’s quiet and convenient, sitting down at your computer with your bills and budget notes. You figure out what you need to take care of the problem – installment loans are available for up to $1500 – pull up the website, and complete the application within five minutes. That’s right – five minutes! Just a few basic questions to verify your eligibility and minimum income requirements, and you’re on your way to an approval 90 seconds later. With a National Installment Loan, there’s no complexity, no credit check, and no waiting. Once you accept the terms, the lender will transfer to the funds to your own bank account within twenty-four hours. What could be easier? #NationalInstallmentLoans #NationalCashCredit

Start Your Year Off Right With National Installment Loans, By Heather Wilson - Today