Showing posts with label payday loan. Show all posts
Showing posts with label payday loan. Show all posts

Thursday, March 9, 2017

Here’s What Makes Getting an Online Personal Loan So Easy

Here’s What Makes Getting an Online Personal Loan So Easy


Getting an online personal loan is something you may not have considered before now. Maybe you didn’t know it was an option, or perhaps you just never thought it was right for you. If getting cash easily is not for you, then yes, you should pass these loans by and go to the bank. There you can wait for hours, fill out endless amounts of paperwork, and after all the time and effort, get denied because of your credit score. An online personal loan is so much easier, and here’s why:

• An online personal loan means you don’t even have to leave the house. What could be easier than sitting on the couch, maybe in your pajamas, and opening up your laptop or picking up your phone? It’s so easy because it’s something you do anyway, probably many times a day. This is all it takes to get online personal loans. Instead of getting dressed and leaving the house, you can apply right there, from your couch.

• You can also apply for an online personal loan on the go. For those times you aren’t home, but you want to get a loan secured as soon as possible, you can still get these easy online personal loans. Thanks to a mobile app, all you need to do is pull out your smartphone, at your office, on your break, during your commute on the train, while waiting in line at the DMV, or anywhere else.

• To get an online personal loan, you don’t need to provide a lot of detail. Applying for one of these online personal loans is easy in more ways than one. It’s easy to access the application, but it is also easy to complete it. You won’t be digging around the house for obscure information. You just need to provide some basic information about you, your job, and your bank account, and that’s it.

• Online personal loans are actually safe. A loan is not easy if you have to sacrifice security for convenience. With these online personal loans you get both. You can trust these lenders to treat your information respectfully, to never sell it to a third party, and to erase it from the site once your loan has been made official. And, with top –notch encryption, you can be sure that hackers are not getting it.

• Most importantly, getting approved for this online personal loan is easy. None of these other factors will make any difference if you can’t actually get approved for a loan. With these online personal loans, rest assured that most people do get approved. Our lenders work with requirements that are different from most traditional lenders and that are much easier to meet for the average person.

Getting an online personal loan today might just be the easiest thing you do all day, or all week. With online and mobile access, great security online, simple approval requirements, and the ability to apply from wherever is easiest for you, these are truly the easiest loans available.

Thursday, March 2, 2017

How to Get Your Refund as Soon as Possible and Take Advantage of a Tax Refund Loan

How to Get Your Refund as Soon as Possible and Take Advantage of a Tax Refund Loan


You’ve done the hard work. You actually sat down at your computer and spent a frustrating day, or maybe an entire weekend, getting your taxes done. You filed and submitted your forms, and now what? Now comes the great part: you get your tax refund. This is the exciting part is getting the cash from your refund and spending it, but the excitement ends when you realize it isn’t coming tomorrow, the next day, next week, or even the week after that. So how do you get your refund sooner? You can use some of these tips, but you can also take advantage of a tax refund loan to get that money now.

Check Your Forms Carefully, But Also Consider a Tax Refund Loan


One of the main reasons that people find their refunds are going to be delayed is that they made a mistake, often a stupid mistake. Even though you are sick of looking at it, go back over your tax forms before you submit them and check some of the basic details: your social security number, bank account number, and even the spelling of your last name. These silly mistakes are easier to make than you think and they can cost you weeks on your refund. On the other hand, you could have that refund as soon as tomorrow if you apply for a tax refund loan while waiting for your actual refund.

Go Online to File, and to Get Your Tax Refund Loan


The best way to get cash from any source is to do it virtually. A lot of people still rely on printed forms that they send in the mail to the IRS for filing taxes. This is fine, but it will be slower than e-filing. If you are preparing your taxes online, filing online instead of mailing in your information will speed up your refund time. Even faster is making sure your refund can be deposited directly to your bank account. If you don’t e-file and you don’t use direct deposit, your refund can take over a month to arrive. A great alternative is to get a tax refund loan, which you can also do online and get cash as quickly as the very next day.

A Tax Refund Loan Online is the Quickest Way to Get a Refund


Hands-down, the absolutely quickest way to get your refund money is to get a tax refund loan. No matter when your actual tax refund is going to arrive, you could get the money by tomorrow if you apply today. You can apply online, from your computer at home or from your mobile device with an easy app. Applying is really easy and so is getting approved, so you can get your cash as quickly as possible.

Taxes are a real pain and something that we all have to deal with, but you can get your refund cash sooner than you ever imagined. Start putting that money that is owed you to good use by taking advantage of a tax refund loan. And then use the tips here to make sure real refund arrives as soon as possible and you can use it to repay your tax refund loan. Every step of the way, it’s easy and fast.

Thursday, December 1, 2016

The Myth of the Payday Loan Trap

The Myth of the Payday Loan Trap


If you listen to certain people and so-called experts, you may be led to think that that a payday loan is the worst financial decision you could ever make. If that’s true then millions of us are wrong to rely on these loans during times when there are few or no other options. The myth of the payday loan trap, that if you take out one of these loans you’ll never get out of debt, is a popular one, but it is just that, a myth. Here’s why.

A Payday Loan is a Small Loan


What most people are troubled by when it comes to payday loans is the high interest rate. But what these people who criticize the rate don’t understand is that these are small loans. Most people only ever use a payday loan to borrow amounts of less than $500. For a bank-sized loan, these rates would be pretty devastating, but for a small, personal loan, it doesn’t amount to much. It is far more affordable than the experts would have you believe.

A Payday Loan is a Short-Term Loan


In addition to the payday loan being a small loan, it is also designed to be a short-term loan. While a larger loan from a bank is typically a loan that is repaid over months and years, a payday loan lasts for a week, two weeks, or a few weeks at most. And, unlike credit cards, these lenders don’t encourage you to hold onto the debt for months and years; they want you to pay off the loan on time. The combination of a small loan amount and a short loan period means that borrowers get the cash they need with interest payments that just don’t amount to much, no matter what the critics want you to believe.

A Payday Loan is a Useful Solution to the Money Problems of Millions of Americans


The most important thing about the myth that needs to be destroyed is that people don’t need payday loans. The truth is that these loans are the only funding option form many people. For those living from one paycheck to the next, one little unexpected expense can throw everything out of balance. And where will these people turn for quick and affordable loans? The bank won’t give them out, and credit cards are a bad choice. For many Americans, payday loans are not only useful; they are essential.

Thursday, November 3, 2016

What Exactly Is a Payday Line of Credit? And How to Get One

What Exactly Is a Payday Line of Credit? And How to Get One


You may know about payday loans. You may even have taken advantage of these great loans to help you get by between paychecks. But did you know that the same lender that gets you these payday loans can also provide you with a payday line of credit? Here’s what you need to know about this financing option.

A Payday Line of Credit Gives You Borrowing Flexibility


A payday line of credit is similar to other line of credit loans in that you get approved for a certain amount, but you don’t have to borrow it all at once. You can draw on that line of credit whenever you need cash. This is a great way to get flexibility in how you borrow. It means using only what you need, as you need it so you don’t get stuck with a large amount of debt that you struggle to repay. On the other hand, when you do need a big chunk of cash, for some emergency expense, it’s right there waiting for you to use it.

It’s Easy to Get Approved for a Payday Line of Credit, Just Like with a Payday Loan


Payday line of credit loans are different from standard payday loans in how you borrow and use the cash, but in terms of how easy it is to get approved, they are exactly the same. As with any kind of payday loan, your credit score won’t disqualify you if it’s low. You also can count on getting approved in just a matter of minutes. Your income, your job history, and having a bank account are the main things you need to show in order to get approved for this flexible source of quick cash.

How to Get a Payday Line of Credit


It’s so easy to apply for this type of loan. We do business online and on a mobile platform, so you have two easy options: use our online application or our mobile app with your phone or tablet. It takes just a few minutes to fill out the application or use the app, and then it takes about 90 seconds for a lender to get back to you with an answer. From there you are on your way to getting a payday line of credit. Your lender will take the steps to make it official and make sure the cash is ready and waiting for you to draw from whenever you need that extra money.

Thursday, June 23, 2016

3 Secrets To Payday Loan Approval

3 Secrets To Payday Loan Approval


Have you been turned down for payday loans in the past? Here are three fail-safe methods for avoiding the biggest errors people make that disqualify them for the loans they wanted!

1. Double check your answers! This is the same advice most of us received in school, isn’t it? When you think you’re finished, go back and look at your answers again. Often you’ll find that you didn’t write down what you think you did – misspellings, transposed numbers, or missing information can cause a perfectly qualified application to be rejected. Don’t let this be you!

2. Answer all the questions. The application has been scaled down to just the absolutely necessary items, and that means that skipping any one of them could be a reason for disqualification.

3. Finally, make sure to provide information that confirms that you meet all the qualifications for a payday loan. For example, if you have a second job and without it you’d earn less than the minimum required income, make sure to include your full income on the application. Keep these three points in mind and you’ll be ahead of the game when it comes to getting your approval quickly and easily!

Get A Payday Loan With Just Your Phone!


If you haven’t applied for the loan you need because the time and paperwork involved seem daunting, we’ve got some great news for you! Gone are the long paper applications, the digging through old financial records to find obscure answers to questions or copies that need to be included. Today’s payday loan applications take just minutes, and you can complete the entire process using just your smartphone! Click the link that takes you to the webpage, and you’ll discover that it’s been optimized for mobile so it’s as easy to read on a phone or tablet screen as on a full-sized computer. Fill out the quick and simple application form, click submit, and receive lender approval in less than two minutes. Use the electronic signature provided to sign the Terms agreement, and the funds will be deposited directly into your bank account that same day, often within hours. Each bank has their own required clearing period, but usually you’ll have your funds the next business day.

Bad Credit? This Payday Loan’s For You


Did you know you can get a loan with bad credit? Even if it’s really, really bad – you can still qualify for up to $1,500 depending on your income. Our special network of lenders has elected to abandon the traditional qualification process in favor of one of their own choosing – one which doesn’t use the standard “Big Three” credit bureau credit report. Instead they have devised a proprietary set of criteria that uses other factors such as employment history and income that reflect a person’s current circumstances more accurately than a credit score does. This makes payday loans an easy and accessible option for almost anyone – even those who have been avoiding applying for credit due to the embarrassment involved in being turned down. No more need to worry about a lender pulling your credit report and reading details of financial difficulties you have moved on from – since you’ve put the past behind you, isn’t it only fair that lenders do the same?

Tuesday, March 29, 2016

Why Should You Apply For An Online Payday Loan?

Why Should You Apply For An Online Payday Loan?

Most people need a personal loan at some point – or put themselves through a period of stress, anxiety and expense that wouldn’t be necessary if they sought one out. There are a multitude of things that can happen between paydays, many of which would be made much easier to cope with – or make disappear - if you had extra cash. Anything from an emergency car repair to a plane ticket home to attend a last-minute wedding can be made possible with an online payday loan, faster and easier than any other option. Traditional bank loans take too long, and require jumping through too many hoops. Getting a second job is definitely the slow road, and pawning or selling unused belongings can only be done once. Short-term payday loans are a dependable, flexible solution you can rely on to be there when you need them.

Online Payday Loans Made Easy!

Online Payday loans get rave reviews from users, and the aspect they like the most is how simple the website is to navigate, and how quick and convenient the process is. Simplicity is the name of the game, and that’s perfect if you’re dealing with some sort of personal crisis. If you’re missing time from work because your car broke down, or if you or a loved one is sick or injured, you’re dealing with massive personal stress already. The last thing you need is for money to make life even more difficult at this moment, or even to spend a minute more than necessary thinking about it. Online payday loans take just minutes to apply and receive approval, so you can go back to focusing on what’s most important. What’s more, most loans are funded that same day, and available in your bank account in just one business day, so you’ll have cash in hand as quickly as possible to take care of yourself and your family’s needs.

The Secret To Getting Approved for an Online Payday Loan

Ever wished there was a secret formula for getting approved for a loan? There may not be any guarantees, but here are a few tips that could greatly improve your odds! First of all, make sure your information is correct and complete! Switching two numbers around on your social security or driver’s license number will throw a giant monkey wrench in your plans to get that extra cash you need. Include accurate contact information for your current employer. Leaving out the phone number or supervisor’s name will not work in your favor when the application is being reviewed. Finally, make sure your monthly earnings are enough to support the amount you have asked to borrow. If you earn less than $1000 per month you will not qualify for an online payday loan, so take stock of your sources of income and include more than just your one main job, if that’s how your current circumstances come together to make your life work right now!

Wednesday, January 14, 2015

Ease Your Mind with an Online Payday Loan

Ease Your Mind with an Online Payday Loan

Online Payday Loan
An online payday loan is the answer to your worries.

Stress is the worst. Stress will literally kill you. Reducing stress is at the top of every list about becoming healthier and improving your quality of life. So what are you doing carrying around those ongoing money worries when an online payday loan could give you instant peace of mind?

You Can Qualify for an Online Payday Loan Even if You Have Bad Credit


Lots of people have bad credit ratings these days – many who never imagined being in that position. The changing economy has created an entire class of people whose credit has been damaged through no fault of their own, and who are good responsible people who deserve to be able to borrow money when they need it. There’s no credit check when you apply for an online payday loan – you won’t be denied a loan based on your credit rating, because nobody is going to look at it in the first place! Your approval will be based on your current circumstances – your income and associated ability to repay. It’s that simple. Anything that happened in the past will not even enter into the decision, whether it’s related to previous bills, a home loan, medical bills, or anything else.

An Online Payday Loan Can Be Used For Anything You Want or Need!


Maybe your money stress was related to unpaid bills haunting you or creditors calling you. Maybe it was about not having money for the holidays or for a loved one’s birthday or a special anniversary that deserves a special gift. Or perhaps you’ve been putting off some car or home repairs, and worrying that they’d reach a critical point before you found the funds to pay for them. Any of those things are an excellent reason for an online payday loan, and you’ll be amazed how much better you feel after they’re taken care of!

An Online Payday Loan is the Safe, Private, Simple Way To Borrow Money


For anyone who’s taken out a traditional bank loan, it’s understandable to want to avoid going through that again. There’s a long application with many personal questions – a list of all your expenses, your assets, credit references – and a tense meeting with a loan officer whose responsibility it is to make sure the bank doesn’t lend to someone who doesn’t meet their strict qualifications. With an online payday loan, none of that is true. Imagine filling out a loan application in three minutes. Imagine that you’re wearing your pajamas while you do it, and your cat, dog, or child is sitting close beside you. You’re completely relaxed, drinking a mug of coffee or tea. Your loan is approved mere seconds after the submit button is pressed, and in minutes you will receive an email indicating that your loan has been approved, and funds will be deposited in your personal bank account as soon as the very next day. Is this a dream? No – it’s exactly how an online payday loan works!

#OnlinePaydayLoan #NationalCashCredit

Wednesday, December 31, 2014

Improve Your Health with a Low Cost Payday Loan

Improve Your Health with a Low Cost Payday Loan

Low Cost Payday Loan
Reduce stress with a Low Cost Payday Loan

Did you know that one of the greatest dangers to your health is stress? It contributes to high blood pressure, strokes, heart attacks, and a variety of smaller annoying ailments such as headaches and skin rashes. There are many helpful techniques for reducing stress, but one of the best is to eliminate the cause! If you’re like many of us, one of the greatest stressors in your life is related to your cash flow: too many bills, not enough money, or some kind of unpredictability in your financial state. How could that possibly not be stressful? A low cost payday loan can close some of the holes in your budget, ease your mind, and lower your blood pressure in as little as 24 hours.

Other Ways to Improve Your Life and Health with a Low Cost Payday Loan


Fun reduces stress too, but it’s hard to save up for a big purchase like a vacation. Use your low cost payday loan to take that trip you’ve been needing for so long – that will improve your mental state and cut your stress levels to nothing in no time! Or sign your family up for a membership to your local YMCA or health club. Send the kids to camp – fun for them, and a break for you! These are just a few possibilities – you probably have even more ideas about what would make your life better. Low cost payday loans are one way to erase many forms of stress from your day to day life and exchange it for peace of mind and relaxation!

A Low Cost Payday Loan is Easier To Get Than You Think


To be fair, it probably sounds laughable to say that applying for a loan could reduce your stress, since the traditional process does the opposite! Typically you have to arrange your time around bankers’ hours – when most of us need to be at work – answer a lot of questions about your finances and payment history, and watch while the loan officer pulls your credit report and reviews it carefully. Low cost payday loans are completely different and completely painless! Complete the application – it is quick and simple, and there’s not even a credit check. Approvals are provided within minutes, so there are no anxious days, or even weeks, of waiting. After a remarkably stress-free application process, you’re rewarded with the ability to catch up on overdue bills and stabilize your finances, thereby reducing your stress even more!

#LowCostPaydayLoan #NationalCashCredit

Friday, August 29, 2014

No Fax Payday Loans are a Hassle-Free Way to Raise Money Fast

No Fax Payday Loans are a Hassle-Free Way to Raise Money Fast


No Fax Payday Loans
No fax payday loans are fast and hassle-free.
One of the most frustrating aspects of dealing with finances, whether it is budgets, loans, or taxes, is the hassle of having to gather financial documents and mail or fax them to a financial institution. If you are already under stress because of an emergency situation or unusual financial pressures, then you need that hassle even less. Now, some payday loan companies are able to offer no fax payday loans that require little documentation, most of which can easily be supplied online. This offers ease of convenience and saves the time and hassle of having to find a fax machine in the midst of all your other worries.


Five tips for finding a good no fax payday loan:


If you are looking for a no fax payday loan to tide you over until your next paycheck, the tips below may help:

1. Make sure that you really need a payday loan

Payday loans may solve some urgent financial issues, but they do incur high fees and interest rates. Make sure you have exhausted all other options before considering a payday loan. Also make sure that you carefully examine any loan offers you get through a payday loan service, understand the repayment terms and penalties for late payment, and feel confident that you can repay the loan within the term, which is usually just a few days or weeks, depending on when your next paycheck arrives.

2. Look for a no fax payday loan company that offers quick service

If you have determined that a payday loan is your best option, then you usually need the cash super fast. Your best option is usually an online company that is available 24/7, can give you an answer in minutes, and can get your cash into your bank account in a matter of hours.

3. Look for a no fax payday loan company that offers convenience and ease of use

Some companies offer easy options to apply for loans online using basic information such as your name, address, employer, and bank account information. There are even some companies that offer to give you your loan amount on a free ATM debit card so that your money gets to you faster and is even easier to access. (Usually this is done only if you have used the company before and have repaid the loan.) When looking for a payday loan, look for one that is most convenient and hassle free to you.

4. Look for a no fax payday loan company that strives to comply with state and federal laws

A payday loan is a matter of trust. The company has to trust you to repay, and you have to trust them to protect your information and follow the laws regarding payday loans. It is best to find one that strives to follow these laws.

5. Look for a legitimate no fax payday loan company that has a physical address

Most financial advisors suggest that you work with financial institutions that have a physical address in the United States so you will be protected by state and federal regulations. One such online no fax payday loan company is National Cash Credit, though there are others as well.

Registered hashtags: #nofaxpaydayloan #paydayloan #nofaxloan

Wednesday, August 6, 2014

Get up to $2500 Cash Now When You Apply for a Payday Loan—Bad Credit is Okay

Get up to $2500 cash now when you apply for a payday loan—bad credit is okay

Do you have trouble qualifying for a loan due to bad credit? Do you need cash now? Our payday loan direct lenders can help you get the money you need today


Payday Loan - Bad Credit Okay
Sean Myers applied for a payday loan because he needed cash to fix a broken sliding glass door. Two of the homes in his neighborhood had recently been broken into and Sean knew he was putting his family’s livelihood at risk by neglecting the necessary repair.

“My wife and I are struggling with our student loan payments right now,” Sean said. “Our credit scores aren't that great. We basically live paycheck to paycheck. Sometimes it’s hard to see an end to all the financial problems we've been having. After I received the news that our neighbors had lost all their valuable possessions, I knew we had to do something about our broken sliding door. I looked into applying for a payday loan because I knew my credit score wouldn’t matter.”

Payday loans are great for people just like Sean. Payday loans provide a fast cash alternative to bank loans. There are no credit checks, no collateral, and no faxing. As long as a potential borrower is employed, is a US citizen, and makes at least $1000 a month, he or she can be approved for up to $2500. Most people that apply for a payday loan are in a situation similar to Sean’s: they need cash fast.

Payday loan lenders make their lending decisions based on a potential borrower’s employment history and income—not their credit score. Many bad credit borrowers prefer payday loans because it’s a way they can get cash without getting their credit score checked. Payday loan lenders prefer to lend to borrowers who have held the same job for at least 3 months. Potential borrowers who have an irregular pay schedule, work hours, or switch jobs constantly may have difficulty qualifying for a payday loan.

“I’d definitely recommend payday loans,” Sean said. “It is the easiest way to get a loan. I think the entire process took me less than 10 minutes. After I submitted my online application a payday loan direct lender called me to discuss my options. Honestly, it doesn't get any easier than this. Believe me—I've borrowed a lot of money over the years.”

For more information on how a payday loan can help you, please visit us today at National Cash Credit for a great payday loan.

#paydayloan #paydayloanbadcredit #2500paydayloan



Sunday, June 8, 2014

An Instant Payday Loan gets you up to $2500 Cash

An instant payday loan gets you up to $2500 cash when you apply today

Instant Payday Loan
Are you struggling with your bills? Are you worried about over drafting your bank account? Are creditors calling you? Do you wish there was an instant solution to the financial stressors in your life? If you answered “yes” to any of these questions, an instant payday loan can help.

What’s an instant payday loan?

An instant payday loan is a short-term, no hassle, no collateral loan that you can receive as long as you’re employed, have a bank account, and are 18 years of age or older. An instant payday loan is the perfect solution for people with no credit or bad credit, because instant payday loan lenders don’t perform credit checks of any kind on applicants.

How does an instant payday loan work?


An instant payday loan works like a cash advance. Borrowers can apply for an instant payday loan in the amount of their upcoming paycheck. Once an applicant gets paid, they can repay the amount they borrowed. There’s no long-term debt involved. On average, the typical instant payday loan “get paid and repay” cycle is between 2-3 weeks.

How do I apply for an instant payday loan?


Applicants can apply at home or over their mobile device 24 hours a day, 7 days a week. The entire application process takes just a few minutes and applicants will know if they’re approved and how much they’re approved for instantly.

"I qualified for a $2000 instant payday loan," Chrissy M. from Texas said. "I was able to repair my car and take my family out to a nice dinner all without going into to much debt. An instant payday loan is definitely a good resource for anyone who is under a financial emergency. I highly recommend it for anyone who needs fast cash."

Sunday, May 18, 2014

Enjoy the Better Weather with a National Payday Loan

Enjoy the better weather with a national payday loan


National Payday Loan
Summer is almost here. It’s the time of the year to de-stress, unwind, and relax. Our popular national payday loan can help you take care of any financial problems you may have now so you can fully embrace and enjoy summer 2014 without worrying and stressing about your current financial situation. Here are just a few reasons why our customers chose a national payday loan over other financial alternatives:

1). A national payday loan is easy to qualify for


Our national payday loans are an option to all employed US citizens 18 years of age or older with a bank account. As long as you make at least $1000 a month you can be instantly approved for financial assistance. Our easy online application process takes just a few minutes to complete.

“I was a little surprised by how fast and easy the entire loan application process was,” national payday loan customer Anna Marie S. from South Carolina said. “I think I finished the whole thing in less than 10 minutes. After I submitted my application I received a phone call from a national payday loan lender just a few minutes later. We talked about how much money I needed, when I could repay them, and where they could deposit the money. A national payday loan was the very first loan I ever took out. If I could do it, anyone could.”

2). National payday loan lenders don’t require credit checks


Our national payday loan lenders focus on an applicant’s employment history and income more than any other factor when it comes to the decision whether or not to grant a person’s loan request. An applicant’s credit check (or lack thereof) is never considered.

“Having a job is important,” national payday loan lender Mike M. told us. “Making over $1000 a month is important. Possessing a bank account is important. A person’s credit score? Not important.”

3). You can qualify for up to $1500 instantly


Once approved, borrowers can expect to receive their loan proceeds within 1 business day. National payday loan lenders will deposit the full amount into a borrower’s bank account. In some circumstances, borrowers can even receive their loan money the same day they apply. Currently, national payday loan lenders are offering payday loans from $250-$1500. The $1500 national payday loan is one of our most popular services at NationalCashCredit.com.

Get a national payday loan now


National Payday Loans
If you have bills to pay, debt to tackle, or you just need some extra cash to get through a difficult week, a national payday loan can help. Summer is the time to relax. Take control of your financial situation now so you can fully enjoy the nice months ahead. Our national payday loan lenders are available 24/7, 365 days a week to help you get the money you need.

“A national payday loan really helped me,” Anna Marie said. “If you need money now there is no reason why you should wait. The lenders are fast, friendly, understanding, and informative. They answered all my questions as a first-time borrower and took the time to make sure I understood the ins and outs of the loan agreement. I highly recommend them.”