Thursday, November 17, 2016

3 Ways To Use A Christmas Advance Loan – Other Than Buying Presents

3 Ways To Use A Christmas Advance Loan – Other Than Buying Presents

1. Winterize your home and car

It’s so easy to let certain things slide when we’re short on cash. That annual check-up at the doctor’s can wait, right? And the dentist appointment , and the recommended maintenance on the furnace… Other things often feel more important – and in many ways are more important. Food really can’t wait. Paying the rent or mortgage can’t wait – but Christmas Advance Loans can help you do it all. Borrowing against that next paycheck, the one that always seems far away and elusive, can be a step toward catching up on what you’ve been putting off. Specifically, catching small maintenance or health issues early saves money by avoiding larger more expensive costs later on – and winterizing your home keeps you from letting precious heat leak outside your home when you want to pay only to heat the inside. Your car is a similar situation – the right fluids and maintenance will make sure it runs as efficiently as possible, which saves you money in the long run.

2. Get past-due bills and late fees off your plate

Wouldn’t it be nice to go into the holidays without the burden of financial worries weighing on your mind? Late fees are self-perpetuating – once you pay a bill late one time, your budget makes it harder to pay it on time the next month, until paying late becomes the usual schedule, and paying that fee has to fit into your budget every time. With all the extra expenses that holiday time brings, the last thing you need is older bills carrying over into those months, bringing late fees – or worse, overdraft – to increase your monthly requirements. Christmas Advance Loan are a fast, simple, and affordable way to catch up on overdue expenses and make sure there’s enough cash in your account to cover anything unexpected. Simply making sure that your account doesn’t become overdrawn, incurring a fee of $30 or more for every instance – can easily save you more cold hard cash than the cost of the loan.

3. Banish the biggest holiday stress-inducers

Sometimes there just aren’t enough paydays to cover everything that happens between back-to-school expenses and Christmas – as if the holidays weren’t stressful enough by themselves, financial tension is a factor that can easily quickly leech the joy from what is supposed to be this happiest of seasons. Traditional personal loans will leave you with an extra payment to fit into your budget for months or even years. A Christmas Advance Loan can pay off those expenses, whether they’re holiday travel, school expenses for the kids, winter clothing – and be paid off in a month. One month of interest payments instead of a year, and you can start the new year without any new debt to worry about. What could be more valuable at this time of year than the kind of peace of mind that comes with knowing your finances are sufficient, secure, and stable? That’s a gift you can give yourself that actually saves you money in the long run – what are you waiting for? Apply today!