5 Fabulous Facts About Christmas Advance Loans

1. Nearly everyone qualifies for a Christmas Advance Loan

You don’t need great credit, or collateral, or a list of references as long as your arm. If you’ve been shying away from applying for the loan you need because of some negative marks on your credit – which we all know can stick around for years after the problem has been resolved – you can set your mind at ease, because it’s very unlikely to be a problem. Our lenders have developed their own set of criteria instead of relying on the large credit bureaus’ reports, and if you have a job and at least $1000 in monthly income, your chances are excellent!

2. You can use the cash for absolutely anything

Are you short on funds for holiday gifts, travel, or celebration expenses? You’re in good company. A Christmas advance loan can definitely be used for that – but it can be used for anything else you need as well. Are you short on cash because you spent your savings on a car or appliance repair? Or just need to make ends meet due to seasonal changes in your work hours? No matter which part of your budget is suffering from a shortfall, you can take care of it with a Christmas advance loan.

3. Application and approval take just minutes!

No more spending hours tracking down information and paperwork to complete a loan application – and you won’t have to be on edge for days or even longer waiting to find out if you’ve been approved for a Christmas advance loan. The simple online application form only takes a few minutes to complete because there are no extraneous, intrusive question – just your identification, employment and income, and a bank account number to deposit the funds to. Even better, approval is almost instantaneous – you’ll receive the terms agreement right there in your browser so you can read through it, be sure you understand what you’re agreeing to, and if everything is to your liking sign off with an electronic signature and have your money on your way to you in a flash!

4. You’ll have cash in your bank account as soon as the next business day!

A Christmas advance loan is one of the fastest ways to get the money you need. As soon as the loan is approved and you’ve signed off, the lender deposits the funds into your own bank account – usually by the end of the business day, depending on when you apply. The only thing left to wait for is for your bank to make the funds available to you, which usually involves an overnight closing procedure. Apply on a weekday morning and you can be buying gifts or getting the car fixed the very next day.

5. Get a Christmas advance loan using just your smartphone!

Technology is advancing more quickly than most of us can keep up – and using our phones as primary internet access devices is a big part of that! The development teams behind the scenes have worked hard to keep up to date with design standards and programming so no matter what device you’re using to access the website and application form, you’ll be able to read it and use the links and application text boxes as easily and seamlessly as on any other.

5 Fabulous Facts About Christmas Advance Loans By Scott Lobo - 12/22/16

3 Ways To Use A Christmas Advance Loan – Other Than Buying Presents

1. Winterize your home and car

It’s so easy to let certain things slide when we’re short on cash. That annual check-up at the doctor’s can wait, right? And the dentist appointment , and the recommended maintenance on the furnace… Other things often feel more important – and in many ways are more important. Food really can’t wait. Paying the rent or mortgage can’t wait – but Christmas Advance Loans can help you do it all. Borrowing against that next paycheck, the one that always seems far away and elusive, can be a step toward catching up on what you’ve been putting off. Specifically, catching small maintenance or health issues early saves money by avoiding larger more expensive costs later on – and winterizing your home keeps you from letting precious heat leak outside your home when you want to pay only to heat the inside. Your car is a similar situation – the right fluids and maintenance will make sure it runs as efficiently as possible, which saves you money in the long run.

2. Get past-due bills and late fees off your plate

Wouldn’t it be nice to go into the holidays without the burden of financial worries weighing on your mind? Late fees are self-perpetuating – once you pay a bill late one time, your budget makes it harder to pay it on time the next month, until paying late becomes the usual schedule, and paying that fee has to fit into your budget every time. With all the extra expenses that holiday time brings, the last thing you need is older bills carrying over into those months, bringing late fees – or worse, overdraft – to increase your monthly requirements. Christmas Advance Loan are a fast, simple, and affordable way to catch up on overdue expenses and make sure there’s enough cash in your account to cover anything unexpected. Simply making sure that your account doesn’t become overdrawn, incurring a fee of $30 or more for every instance – can easily save you more cold hard cash than the cost of the loan.

3. Banish the biggest holiday stress-inducers

Sometimes there just aren’t enough paydays to cover everything that happens between back-to-school expenses and Christmas – as if the holidays weren’t stressful enough by themselves, financial tension is a factor that can easily quickly leech the joy from what is supposed to be this happiest of seasons. Traditional personal loans will leave you with an extra payment to fit into your budget for months or even years. A Christmas Advance Loan can pay off those expenses, whether they’re holiday travel, school expenses for the kids, winter clothing – and be paid off in a month. One month of interest payments instead of a year, and you can start the new year without any new debt to worry about. What could be more valuable at this time of year than the kind of peace of mind that comes with knowing your finances are sufficient, secure, and stable? That’s a gift you can give yourself that actually saves you money in the long run – what are you waiting for? Apply today!

3 Ways To Use A Christmas Advance Loan – Other Than Buying Presents By Eric Knapp - 11/17/16