Five Reasons to Consider Liberty Lending Personal Loans

When you need cash consider
Liberty Lending Personal Loans

1. Liberty Lending Personal Loans connect you with independent lenders who are standing by to offer you money

At First Liberty Loans, you will find the lenders you need to provide you with cash for unexpected expenses. First, you simply go to FirstLibertyLoans.com and fill out the simple application form any time of the night or day. First Liberty Loans is not an actual lender, but the site safely and securely connects you with independent lenders who are waiting to lend you money. You can apply for a Liberty Lending Personal Loan anytime, but if you apply during regular business hours, you will likely have a bigger pool of lenders to draw from.

2. Liberty Lending Personal Loans are more generous than typical cash advance loans

Most online cash advance sites offer only short term payday or tax anticipation loans with maximum lending amounts of $1000 or so. However, based on your income level, you may be able borrow sums up to $25,000 with a Liberty Lending Personal Loan! However, it is best to borrow the least amount you truly need so you will be dealing with lower fees.

3. Liberty Lending Personal Loans have simple requirements and an easy application process

Most traditional bank loans require a ton of private information and credit checks. It may take days to gather all the necessary documentation and fill out enough paperwork to guarantee you DON’T need the loan before they decide to give it to you! First Liberty Lending only requires that you be a US resident over the age of 18, that you have proof of a stable job that gives you enough income to repay the loan, and that you have a bank account where your paychecks are deposited so your cash can be deposited as well. Occasionally, you may be asked to provide additional documentation in order to meet a state regulation, which varies from state to state, but this is rare. When you apply for a Liberty Lending Personal Loan, you simply fill out the online application in minutes and you are done!

4. First Liberty Lending Personal Loans provide quick turn-around service, so you get the money you need fast

The application process is fast, and you get your answer fast as well. Within minutes, you will know if your Liberty Lending Personal Loan application has been accepted and what terms you are being offered. Read these terms carefully as they vary from lender to lender. If you don’t like the deal and find the cost of the loan too much for you, simply close the browser and thus reject the loan. You will not be charged a fee for application. If you accept the terms, follow the instructions to approve the money, and you get your money fast—often within one business day! What bank can do that?

5. Liberty Lending Personal Loans allow for easy repayment with minimal hassles to you.

Repayment is easy, too. The payments are typically drawn straight from your bank account at agreed upon times, so you don’t have to remember when the payment is due. To stay current with your Liberty Lending Personal Loan, you just need to make sure the money is in the bank when it is needed. If you are able to do extra work and find the funds to repay the loan early, there is usually no penalty. If fact, it will likely save you fees and interest in the long run!

Now you know the great reasons to consider Liberty Lending Personal Loans

You can't deny that there are lots of reasons why Liberty Lending Personal Loans may be right for you. It is easy to apply, so complete your application now to get the cash you need. It's fast and easy!

#LibertyLendingPersonalLoans #FirstLibertyLoans

Five Reasons to Consider Liberty Lending Personal Loans, By Heather Wilson - Today

What to look for in Payday Loan Lenders

Payday loan lenders provide people with emergency short-term loans. Most people who opt to use a payday loan lender are people who have exhausted their other financial resources. People with a poor credit score, households that make less than $60,000 per year, and single-parent households make up the majority of a payday lender’s customers. Payday loan lenders offer their borrowers loans anywhere from $100-$1500. However, the exact amount a borrower can receive depends on his or her monthly income. In general, a person must make at least $1000 a month to qualify for assistance.

The term “payday loan lender” is a general term used to describe any and all people who offer short-term loans against a borrower’s paycheck. A payday loan lender might be a self-employed millionaire who grants loans as a side job. Another payday loan lender might work for a small company in the Midwest. Many payday loan lenders work from Indian reservations so they can evade strict state laws. Not all payday loan lenders are equal and not all payday loan lenders can offer their customers the best rates. So if you plan on applying for a payday loan in the near future, here are just a few things you should look for when choosing your payday loan lender:

Is the website secure?

All reputable payday loan lenders care about the safety and confidentiality of their customer’s personal information. People who apply for payday loans usually apply online. This means customers will submit sensitive information, like their home address, email address, social security number, and bank account number, over the internet when they submit their loan. A payday loan lender with an unsecured website should be a red flag to anyone who wants to avoid identity theft. Check for a SSL (Secure Sockets Layer) certificate that indicates the payday loan lender has encrypted the site.

How expensive is the loan?

Most borrowers only need to pay a small fee to get a payday loan. If that person repays the loan on time and in full, they won’t have any other interest charges or fees. However, if a person fails to repay on time and in full, a payday loan can get extremely expensive. Some lenders’ penalties are harsher than others. In the past, many customers have found themselves paying fees higher than the amount of the original loan they borrowed. It’s critical for potential borrowers to check a payday loan lender’s site for an accurate description of how much the loan could potential cost them. Borrowers should avoid all payday loan lenders that don’t list this information or who brush it off as an insignificant detail. Remember, this is your money that we are talking about.

How easy is it to get the loan?

If you have to jump through hurdles to get in contact with a payday loan lender, find something on the website, or get ahold of customer service, you may have chosen the wrong company to work with. A good payday loan lender is one who cares not only about their customers’ money, but about their time as well. Be wary of any payday loan lenders who have lengthy online applications, a disorganized website, or who lack a customer service representative. The best payday loan lenders offer a convenient website, a short application, and a hassle-free application process.

How available are they to talk to you?

Choose a payday loan lender that has a call center open during the hours you need. A payday loan lender that has a 24/7 answering service is usually a good indicator of a reputable lender. Again, a good payday loan lender is one that cares about you and your needs. If you need to talk to your lender, you should be able to get ahold of them.

Were you matched with a payday loan lender through a third-party company?

There are many companies that connect payday loan lenders with borrowers. Some great third party companies include National Cash Credit. This process benefits a customer because it ensures they’ll get the best deal possible. In general, a borrower will fill out an online application through the third party company’s website. Once he or she submits the application, the application will go through a server for multiple payday loan lenders to observe. If a payday loan lender wants to take the request, they’ll notify you. Many borrowers prefer this method because it enables them the option to “select” their lender. Most borrowers choose to go with the payday loan lender that offers them the largest loan amount with the smallest interest charges. Because the third party website does all the work, borrowers don’t have to spend hours researching different lenders. The best part is that payday loan lenders pay the third party website for their services, not the borrower.

Do you meet the minimum qualifications?

In general, you must have a monthly income of at least $1000 after taxes, a checking account in your name, and proof that you are a U.S. citizen. You must also be 18 or older and have had your current job for at least 90 days. If you don’t meet these requirements, you will not qualify for a payday loan. Your time is valuable to us, don’t waste it applying for something that you won’t be able to get. If you do meet the minimum requirements, you can qualify for up to $1500 regardless of your credit score!

After you submit an online loan request, you will receive multiple offers from payday loan lenders. You can always deny any request you don’t like and owe nothing. The key to having a great experience with a payday loan lender is to repay them on time and in full when you receive your very next paycheck. If you don’t, the annual percentage rates become extremely high and extremely difficult to repay. If you do pay on time, we can guarantee that you will have a positive experience working with a hassle-free, fast, and convenient method for instant cash.

What to look for in Payday Loan Lenders, By Mindy Lobo - Today