1000s of Consumers Count on Christmas Loans

Ideally, we’d all like to save our money responsibly through the year, until when holiday time comes around we have a nice little bundle of cash or a savings account that we can use exclusively for spending on gifts, travel, and other celebration expenses. For most of us the reality is very different! We start the year saving as much as we can, or a set amount each week or month, but soon life catches up to us and there’s a slow week at work or someone falls ill and you have to dig into your savings to pay for basic life needs. That’s why thousands of people just like you count on Christmas loans every year to make sure that they can do both – take care of their family’s needs throughout the year and celebrate the holidays in style as well. Memories of holiday events and time with family are some of the strongest and most meaningful that a lot of us have, and we want to continue those traditions and make sure our children have the same kinds of memories to treasure as we do.

Avoid These 3 Common Mistakes in Your Christmas Loan Application

1. Check the basic requirements and make sure you qualify – most people do, but it’s good to check first. For example, at least $1000 monthly income is required, and perhaps you are making that much but have to count your second job to do so. Make sure that information is included on your application, so the lenders don’t get the mistaken impression that your income doesn’t meet the guidelines.

2. Don’t leave anything blank unless it really doesn’t apply to you – such as apartment number and you live in a house. Because there are so few requirements, all the information being asked for is important and mandatory. Blank spaces might give the impression you are trying to disguise or avoid sharing information, or simply prevents things like your address or employer to be verified so the lender can approve your Christmas loan.

3. Double check your entries before clicking Submit! Autocorrect can cause more problems than it fixes, sometimes, especially when addresses and names are concerned. Especially if you’re working on a small screen like a smartphone, read over your entries and make sure that misspellings or transposed numbers do not prevent the lenders from being able to verify your identity or employment, forcing them to decline to approve you for the cash you need.

How Fast Do You Need Cash?

Where else can you get loan cash delivered directly to your bank account in 24 hours or less? A Christmas loan gives you the opportunity to apply and be approved in just minutes, have cash deposited to your bank account that same day, and have it available to spend as soon as your bank’s clearing processes allow – which can often happen in less than 24 hours, depending on what time of day you apply. It’s quick, it’s simple, it’s affordable – and it will help you create the magical holiday season you desire! Apply today!

1000s of Consumers Count on Christmas LoansBy Eric Knapp - 12/15/16

Payday Advance or Credit Card

Which is better? A payday advance or a credit card?

When you get into a slightly sticky financial situation and you need a little extra cash to tide you over, you have a few options. Traditional loans don’t work for everyone. They involve lengthy and complicated applications. They are usually for large amounts of money and include a complex payback plan. Worst of all, approval is difficult, and the money can take weeks to get to you. For small amounts of quick cash many people turn to a payday advance or use credit cards. When you need a quick personal loan, a payday advance is usually the best choice.

Advantages of a Payday Advance

A payday advance offers you a helping hand when you need it most. Emergencies are a common reason to turn to this type of loan. A payday advance is quick, so you can get that money you really need as soon as possible. Applying for a payday advance is fast and easy. Fill out a simple application, and show proof that you get a regular paycheck. You don’t even have to make a lot of money or have a good credit score. As long as you have a job, you will be approved. Best of all, the cash can be in your bank account within an hour, or by the next business day, depending on the type of loan you choose.

Why a Payday Advance is Better than a Credit Card

Using a credit card to handle emergency expenses may also seem like a quick and easy option, but the truth is that you can get into trouble. Too many people run up huge credit card bills, and then they live with the debt for years. You may even find yourself making minimum monthly payments, which means you’re only paying the interest and not the debt. Cash advances on credit cards can also be costly since the fees are usually high. A payday advance will be for just the amount of money you need and can afford, and this means you'll be able to pay off the balance with your next paycheck. When the payday advance is paid off, you'll be debt-free.

How to Get Your Payday Advance

A payday advance is often your best option for getting cash quick. Find a reputable lender, many of which are easily accessible online. Take a minute or two to fill out the application, and if it will make you feel more comfortable, call or chat online with a lender about your situation. Show proof of your regular paycheck, and then wait a few seconds to get your approval. You will see the cash in your account that day or early the next day. When financial difficulties are causing you stress and worry, turn to a payday advance, and relax.

#PaydayAdvance #NationalCashCredit

Payday Advance or Credit Card, By Eric Knapp - Today