Thursday, December 15, 2016

1000s of Consumers Count on Christmas Loans

1000s of Consumers Count on Christmas Loans

Ideally, we’d all like to save our money responsibly through the year, until when holiday time comes around we have a nice little bundle of cash or a savings account that we can use exclusively for spending on gifts, travel, and other celebration expenses. For most of us the reality is very different! We start the year saving as much as we can, or a set amount each week or month, but soon life catches up to us and there’s a slow week at work or someone falls ill and you have to dig into your savings to pay for basic life needs. That’s why thousands of people just like you count on Christmas loans every year to make sure that they can do both – take care of their family’s needs throughout the year and celebrate the holidays in style as well. Memories of holiday events and time with family are some of the strongest and most meaningful that a lot of us have, and we want to continue those traditions and make sure our children have the same kinds of memories to treasure as we do.

Avoid These 3 Common Mistakes in Your Christmas Loan Application

1. Check the basic requirements and make sure you qualify – most people do, but it’s good to check first. For example, at least $1000 monthly income is required, and perhaps you are making that much but have to count your second job to do so. Make sure that information is included on your application, so the lenders don’t get the mistaken impression that your income doesn’t meet the guidelines.

2. Don’t leave anything blank unless it really doesn’t apply to you – such as apartment number and you live in a house. Because there are so few requirements, all the information being asked for is important and mandatory. Blank spaces might give the impression you are trying to disguise or avoid sharing information, or simply prevents things like your address or employer to be verified so the lender can approve your Christmas loan.

3. Double check your entries before clicking Submit! Autocorrect can cause more problems than it fixes, sometimes, especially when addresses and names are concerned. Especially if you’re working on a small screen like a smartphone, read over your entries and make sure that misspellings or transposed numbers do not prevent the lenders from being able to verify your identity or employment, forcing them to decline to approve you for the cash you need.

How Fast Do You Need Cash?

Where else can you get loan cash delivered directly to your bank account in 24 hours or less? A Christmas loan gives you the opportunity to apply and be approved in just minutes, have cash deposited to your bank account that same day, and have it available to spend as soon as your bank’s clearing processes allow – which can often happen in less than 24 hours, depending on what time of day you apply. It’s quick, it’s simple, it’s affordable – and it will help you create the magical holiday season you desire! Apply today!