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A pay day loan can help the neediest Americans receive the cash they need
Robert Goode for Green Leaf Loan Groups - Pay Day Loan
Robert Goode has lived on his own since he was 17 years old. With little to no guidance, he applied for and received his first credit card the day he turned 18. He maxed it out shortly after. Ever since then, he's had bad credit. Robert, now 29 and a young father to two-year-old Isabella, has always had issues getting approved for financial aid.
"Having a good credit score helps you qualify for money. If you have a bad score, it’s hard to get a loan. I never needed some extra money more than I do now," Robert said. "My daughter Isabella's daycare is expensive. My wife gets paid minimum wage, so her income alone isn't always enough to even cover Isabella's care. Most of the time we only make enough money to get by. Last month our car broke down and there was absolutely no money we could tap into to take care of it. It was gut wrenching. It's not a good feeling to live paycheck to paycheck."
Robert’s co-worker and friend, Craig, told him about pay day loans.
"Craig, one of my good buddies from work, told me that if I went to Green Leaf Loan Group then a bad credit score wouldn't prevent me from getting approved for a pay day loan," Robert said. "I looked into it, applied, and was instantly approved. I couldn't believe how easy it was for me to get the exact amount of money I needed."
What is a pay day loan and how does it work?
A pay day loan is a short-term, unsecured, no collateral loan that is given to borrowers who need extra cash between $200-$2500. Borrowers are expected to repay the amount they borrowed (usually the amount of their upcoming paycheck) within 2-4 weeks. Because a pay day loan is based off a person’s paycheck, a credit score isn't required for approval.
"I got matched with a direct lender who granted me a $2000 pay day loan," Robert said. "I was able to make the car repair and pay off some other expenses. We even put a little bit in savings. It feels good to be in control of my finances."
How easy is it to apply for a pay day loan
A pay day loan is a hassle-free process. Any person over the age of 18 with a job can apply and be instantly approved. The entire application process takes minutes. A borrowers direct pay day loan lender will call an applicant to discuss the details of the pay day loan and answer any questions as soon as the applicant submits his/her application.
"My $2000 pay day loan request was fulfilled within minutes of applying," Robert said. "My lender was friendly, informative, and gave me some good advice. I'd recommend a pay day loan, through Green Leaf Loan Group, to anyone with bad credit or who has suffered financial problems in the past."
Green Leaf Loan Group would like to thank Robert Goode for his assistance and for providing a through and thoughtful review of our services.
A pay day loan can help the neediest Americans receive the cash they need, By Mindy Lobo -
An instant payday loan gets you up to $2500 cash when you apply today
Are you struggling with your bills? Are you worried about over drafting your bank account? Are creditors calling you? Do you wish there was an instant solution to the financial stressors in your life? If you answered “yes” to any of these questions, an instant payday loan can help.
What’s an instant payday loan?
An instant payday loan is a short-term, no hassle, no collateral loan that you can receive as long as you’re employed, have a bank account, and are 18 years of age or older. An instant payday loan is the perfect solution for people with no credit or bad credit, because instant payday loan lenders don’t perform credit checks of any kind on applicants.
How does an instant payday loan work?
An instant payday loan works like a cash advance. Borrowers can apply for an instant payday loan in the amount of their upcoming paycheck. Once an applicant gets paid, they can repay the amount they borrowed. There’s no long-term debt involved. On average, the typical instant payday loan “get paid and repay” cycle is between 2-3 weeks.
How do I apply for an instant payday loan?
Applicants can apply at home or over their mobile device 24 hours a day, 7 days a week. The entire application process takes just a few minutes and applicants will know if they’re approved and how much they’re approved for instantly.
"I qualified for a $2000 instant payday loan," Chrissy M. from Texas said. "I was able to repair my car and take my family out to a nice dinner all without going into to much debt. An instant payday loan is definitely a good resource for anyone who is under a financial emergency. I highly recommend it for anyone who needs fast cash."
An instant payday loan gets you up to $2500 cash, By Scott Lobo -
Chicago Il Loans help Illinois residents and non-residents alike tackle their debt
Teach Kids about money
Setting a good example for your kids is extremely important—especially when it involves money. Kids pick up their money habits from their parents.
“I knew something had to change when my son, Liam, said he’d ask Santa Claus for more money to pay bills,” Celeste, a Chicago resident said. “He’d always watch my husband and I argue about bills and money and all our debt. It broke my heart to hear him say that.”
Celeste wanted to set a good example for Liam. She cut up her credit cards that night.
“I got online and applied for an Illinois Cash Advance Loan so I could catch up on bills for the time being,” Celeste said. “I couldn’t have made a better choice. I paid off a majority of my bills and even had some money left over. Once I got paid, I repaid the amount I borrowed. I took Liam with me to the bank so he could watch momma being responsible. I got organized and took control. I did it for him.”
Illinois Cash Advance Loans are a more convenient option than the typical bank loan
Illinois Cash Advance Loans are online loans. Borrowers can apply for an Illinois Cash Advance Loan at home or over their cell phone. The entire application and approval process takes less than 5 minutes.
Apply for an Illinois Cash Advance Loan and receive up to $2500 to pay for the expenses in your life
If you’re a resident of Illinois and you need extra cash to pay off some of your expenses, an Illinois Cash Advance Loan might be right for you. In just two weeks, Celeste was able to pay off bills and change the way her son saw her. Illinois Cash Advance Loans are changing people’s lives. Let an Illinois Cash Advance Loan change yours. Click here: Illinois Cash Advance Loans, for more information.
Illinois Cash Advance Loans help residents and non-residents alike tackle their debt, By Heather Wilson -
Apply for a First Liberty Personal Installment Loan and get up to $25,000 Fast
Most financial institutions can only lend a thousand dollars to potential borrowers. For many people, $1,000 just isn't enough. For people in a true financial crisis, an extra $1,000 would only cover rent or a mortgage, if that. That’s why First Liberty Loans has decided to offer more money to borrowers. If you apply for a First Liberty Personal Installment Loan today, you could have anywhere from $500 to $25,000 in your bank account by tomorrow, not next week. While you can apply for up to $25,000, it is much easier to get approved for loans of $2500 or smaller. First Liberty Loans accepts personal installment loan applications 24/7, 365 days a year. Funds are sent via ACH directly into your bank account.
As Long as you are a U.S. Citizen, 18 or Older, and Employed, you can be Approved for a Personal Installment Loan Today.
First Liberty Loans’ direct network of lenders does not perform credit checks with the three major credit bureaus. Most people qualify as long as they haven’t defaulted on a loan in the past two years for some lenders. You shouldn't worry if you’ll be approved or not. Our easy application process will notify you immediately when you've been approved. When in doubt, it never hurts to apply.
Resolve your Financial Situation and Get a Personal Installment Loan Now
If you need money now and you need more than a few weeks to pay back the amount you borrowed, then a First Liberty Personal Installment Loan might be for you. Our personal installment loans are based on your take-home pay. We’ll never lend you more or less than you can handle. You can borrow between $500 and $25,000 and receive the entire lump sum upfront in your bank account in one business day or less. You can get plenty of money to catch up on bills, pay your utilities and rent get back ahead in life by doing anything you need.
Apply for a Personal Installment Loan and Receive Financial Security Today
If you need cash now, apply for a First Liberty Personal Installment Loan today. The entire application and approval process is hassle-free and convenient. You can even apply on your smart phone. Take control of your circumstances. Get financial freedom today by applying now!
Apply for a First Liberty Personal Installment Loan and get up to $25,000 Fast, By Ray West -
Enjoy the better weather with a national payday loan
Summer is almost here. It’s the time of the year to de-stress, unwind, and relax. Our popular national payday loan can help you take care of any financial problems you may have now so you can fully embrace and enjoy summer 2014 without worrying and stressing about your current financial situation. Here are just a few reasons why our customers chose a national payday loan over other financial alternatives:
1). A national payday loan is easy to qualify for
Our national payday loans are an option to all employed US citizens 18 years of age or older with a bank account. As long as you make at least $1000 a month you can be instantly approved for financial assistance. Our easy online application process takes just a few minutes to complete.
“I was a little surprised by how fast and easy the entire loan application process was,” national payday loan customer Anna Marie S. from South Carolina said. “I think I finished the whole thing in less than 10 minutes. After I submitted my application I received a phone call from a national payday loan lender just a few minutes later. We talked about how much money I needed, when I could repay them, and where they could deposit the money. A national payday loan was the very first loan I ever took out. If I could do it, anyone could.”
2). National payday loan lenders don’t require credit checks
Our national payday loan lenders focus on an applicant’s employment history and income more than any other factor when it comes to the decision whether or not to grant a person’s loan request. An applicant’s credit check (or lack thereof) is never considered.
“Having a job is important,” national payday loan lender Mike M. told us. “Making over $1000 a month is important. Possessing a bank account is important. A person’s credit score? Not important.”
3). You can qualify for up to $1500 instantly
Once approved, borrowers can expect to receive their loan proceeds within 1 business day. National payday loan lenders will deposit the full amount into a borrower’s bank account. In some circumstances, borrowers can even receive their loan money the same day they apply. Currently, national payday loan lenders are offering payday loans from $250-$1500. The $1500 national payday loan is one of our most popular services at NationalCashCredit.com.
Get a national payday loan now
If you have bills to pay, debt to tackle, or you just need some extra cash to get through a difficult week, a national payday loan can help. Summer is the time to relax. Take control of your financial situation now so you can fully enjoy the nice months ahead. Our national payday loan lenders are available 24/7, 365 days a week to help you get the money you need.
“A national payday loan really helped me,” Anna Marie said. “If you need money now there is no reason why you should wait. The lenders are fast, friendly, understanding, and informative. They answered all my questions as a first-time borrower and took the time to make sure I understood the ins and outs of the loan agreement. I highly recommend them.”
Enjoy the better weather with a national payday loan, By Eric Knapp -
Payday loan lenders provide people with emergency short-term loans. Most people who opt to use a payday loan lender are people who have exhausted their other financial resources. People with a poor credit score, households that make less than $60,000 per year, and single-parent households make up the majority of a payday lender’s customers. Payday loan lenders offer their borrowers loans anywhere from $100-$1500. However, the exact amount a borrower can receive depends on his or her monthly income. In general, a person must make at least $1000 a month to qualify for assistance.
The term “payday loan lender” is a general term used to describe any and all people who offer short-term loans against a borrower’s paycheck. A payday loan lender might be a self-employed millionaire who grants loans as a side job. Another payday loan lender might work for a small company in the Midwest. Many payday loan lenders work from Indian reservations so they can evade strict state laws. Not all payday loan lenders are equal and not all payday loan lenders can offer their customers the best rates. So if you plan on applying for a payday loan in the near future, here are just a few things you should look for when choosing your payday loan lender:
Is the website secure?
All reputable payday loan lenders care about the safety and confidentiality of their customer’s personal information. People who apply for payday loans usually apply online. This means customers will submit sensitive information, like their home address, email address, social security number, and bank account number, over the internet when they submit their loan. A payday loan lender with an unsecured website should be a red flag to anyone who wants to avoid identity theft. Check for a SSL (Secure Sockets Layer) certificate that indicates the payday loan lender has encrypted the site.
How expensive is the loan?
Most borrowers only need to pay a small fee to get a payday loan. If that person repays the loan on time and in full, they won’t have any other interest charges or fees. However, if a person fails to repay on time and in full, a payday loan can get extremely expensive. Some lenders’ penalties are harsher than others. In the past, many customers have found themselves paying fees higher than the amount of the original loan they borrowed. It’s critical for potential borrowers to check a payday loan lender’s site for an accurate description of how much the loan could potential cost them. Borrowers should avoid all payday loan lenders that don’t list this information or who brush it off as an insignificant detail. Remember, this is your money that we are talking about.
How easy is it to get the loan?
If you have to jump through hurdles to get in contact with a payday loan lender, find something on the website, or get ahold of customer service, you may have chosen the wrong company to work with. A good payday loan lender is one who cares not only about their customers’ money, but about their time as well. Be wary of any payday loan lenders who have lengthy online applications, a disorganized website, or who lack a customer service representative. The best payday loan lenders offer a convenient website, a short application, and a hassle-free application process.
How available are they to talk to you?
Choose a payday loan lender that has a call center open during the hours you need. A payday loan lender that has a 24/7 answering service is usually a good indicator of a reputable lender. Again, a good payday loan lender is one that cares about you and your needs. If you need to talk to your lender, you should be able to get ahold of them.
Were you matched with a payday loan lender through a third-party company?
There are many companies that connect payday loan lenders with borrowers. Some great third party companies include National Cash Credit. This process benefits a customer because it ensures they’ll get the best deal possible. In general, a borrower will fill out an online application through the third party company’s website. Once he or she submits the application, the application will go through a server for multiple payday loan lenders to observe. If a payday loan lender wants to take the request, they’ll notify you. Many borrowers prefer this method because it enables them the option to “select” their lender. Most borrowers choose to go with the payday loan lender that offers them the largest loan amount with the smallest interest charges. Because the third party website does all the work, borrowers don’t have to spend hours researching different lenders. The best part is that payday loan lenders pay the third party website for their services, not the borrower.
Do you meet the minimum qualifications?
In general, you must have a monthly income of at least $1000 after taxes, a checking account in your name, and proof that you are a U.S. citizen. You must also be 18 or older and have had your current job for at least 90 days. If you don’t meet these requirements, you will not qualify for a payday loan. Your time is valuable to us, don’t waste it applying for something that you won’t be able to get. If you do meet the minimum requirements, you can qualify for up to $1500 regardless of your credit score!
After you submit an online loan request, you will receive multiple offers from payday loan lenders. You can always deny any request you don’t like and owe nothing. The key to having a great experience with a payday loan lender is to repay them on time and in full when you receive your very next paycheck. If you don’t, the annual percentage rates become extremely high and extremely difficult to repay. If you do pay on time, we can guarantee that you will have a positive experience working with a hassle-free, fast, and convenient method for instant cash.
What to look for in Payday Loan Lenders, By Mindy Lobo -
