When Life Gets Hectic, Consider a Quick Cash Loan

Life can be full of surprises, and not always the fun and exciting kind! Quick cash loans are a great way to take care of unexpected expenses, bills that just won’t go away, and everyday things we all need to be able to pay for. These surprises don’t usually coordinate themselves with payday, and we all know what it’s like to wonder how the next week will turn out. You don’t have to live with the stress of waiting with a quick cash payday loan.

Quick Cash Loans Keep You In Control

It’s always good to be prepared, but quick cash loans are there for the things we can’t prepare for. When expenses get out of hand, turn to quick cash loans and take control of your finances and your life. A flat tire doesn’t have to be the end of the world with quick cash loans. Even if you forgot your nephew’s birthday, you can still get a perfect gift with a quick and easy online quick cash loan! Never worry about having enough money again – quick cash loans make it so easy to apply at any time of day or night! If you have five minutes to apply online, you could have up to $2500 deposited into your bank account today!

Quick Cash Loans Help You Pay Your Bills On Time

We all know what it’s like to live paycheck to paycheck – but sometimes it’s harder to do than others. When bills start to stack up, use a quick cash payday loan to take care of them. Don’t risk having your lights turned off just because you’re waiting on payday. Why pay expensive late fees and cut-off charges when you could be approved for a loan today? Say goodbye to stress and pay your bills on time with a quick cash payday loan.

You Can Apply For A Quick Cash Loan From Home

Our application matches you with the perfect lenders for your situation – and they’re available 24/7. There’s no need to bring bank statements or pay stubs to an office across town. Just go online and fill out the application to be matched with lenders in minutes! Don’t worry about gas prices or finding a ride to the bank – just go online and apply for a quick cash loan in five minutes or less. If you meet the minimum income criteria, are over 18 with a valid bank account, and are a US citizen, you could have cash in your account by the end of the day!

It’s Your Money – Why Wait? Get a Quick Cash Loan Today

When you use a quick cash payday loan, you utilize funds that aren’t yet available to you. It’s your money – you shouldn’t have to wait to spend it! Whether you’re using it to pay bills, or to treat yourself and your loved ones to something special, it’s your money. Payday doesn’t have to be the only day you focus on – quick cash loans make that possible. Stop worrying about the little things and enjoy life with cash in hand when you use a quick cash payday loan.

When Life Gets Hectic, Consider a Quick Cash Loan By Eric Knapp - 12/29/16

5 Fabulous Facts About Christmas Advance Loans

1. Nearly everyone qualifies for a Christmas Advance Loan

You don’t need great credit, or collateral, or a list of references as long as your arm. If you’ve been shying away from applying for the loan you need because of some negative marks on your credit – which we all know can stick around for years after the problem has been resolved – you can set your mind at ease, because it’s very unlikely to be a problem. Our lenders have developed their own set of criteria instead of relying on the large credit bureaus’ reports, and if you have a job and at least $1000 in monthly income, your chances are excellent!

2. You can use the cash for absolutely anything

Are you short on funds for holiday gifts, travel, or celebration expenses? You’re in good company. A Christmas advance loan can definitely be used for that – but it can be used for anything else you need as well. Are you short on cash because you spent your savings on a car or appliance repair? Or just need to make ends meet due to seasonal changes in your work hours? No matter which part of your budget is suffering from a shortfall, you can take care of it with a Christmas advance loan.

3. Application and approval take just minutes!

No more spending hours tracking down information and paperwork to complete a loan application – and you won’t have to be on edge for days or even longer waiting to find out if you’ve been approved for a Christmas advance loan. The simple online application form only takes a few minutes to complete because there are no extraneous, intrusive question – just your identification, employment and income, and a bank account number to deposit the funds to. Even better, approval is almost instantaneous – you’ll receive the terms agreement right there in your browser so you can read through it, be sure you understand what you’re agreeing to, and if everything is to your liking sign off with an electronic signature and have your money on your way to you in a flash!

4. You’ll have cash in your bank account as soon as the next business day!

A Christmas advance loan is one of the fastest ways to get the money you need. As soon as the loan is approved and you’ve signed off, the lender deposits the funds into your own bank account – usually by the end of the business day, depending on when you apply. The only thing left to wait for is for your bank to make the funds available to you, which usually involves an overnight closing procedure. Apply on a weekday morning and you can be buying gifts or getting the car fixed the very next day.

5. Get a Christmas advance loan using just your smartphone!

Technology is advancing more quickly than most of us can keep up – and using our phones as primary internet access devices is a big part of that! The development teams behind the scenes have worked hard to keep up to date with design standards and programming so no matter what device you’re using to access the website and application form, you’ll be able to read it and use the links and application text boxes as easily and seamlessly as on any other.

5 Fabulous Facts About Christmas Advance Loans By Scott Lobo - 12/22/16

1000s of Consumers Count on Christmas Loans

Ideally, we’d all like to save our money responsibly through the year, until when holiday time comes around we have a nice little bundle of cash or a savings account that we can use exclusively for spending on gifts, travel, and other celebration expenses. For most of us the reality is very different! We start the year saving as much as we can, or a set amount each week or month, but soon life catches up to us and there’s a slow week at work or someone falls ill and you have to dig into your savings to pay for basic life needs. That’s why thousands of people just like you count on Christmas loans every year to make sure that they can do both – take care of their family’s needs throughout the year and celebrate the holidays in style as well. Memories of holiday events and time with family are some of the strongest and most meaningful that a lot of us have, and we want to continue those traditions and make sure our children have the same kinds of memories to treasure as we do.

Avoid These 3 Common Mistakes in Your Christmas Loan Application

1. Check the basic requirements and make sure you qualify – most people do, but it’s good to check first. For example, at least $1000 monthly income is required, and perhaps you are making that much but have to count your second job to do so. Make sure that information is included on your application, so the lenders don’t get the mistaken impression that your income doesn’t meet the guidelines.

2. Don’t leave anything blank unless it really doesn’t apply to you – such as apartment number and you live in a house. Because there are so few requirements, all the information being asked for is important and mandatory. Blank spaces might give the impression you are trying to disguise or avoid sharing information, or simply prevents things like your address or employer to be verified so the lender can approve your Christmas loan.

3. Double check your entries before clicking Submit! Autocorrect can cause more problems than it fixes, sometimes, especially when addresses and names are concerned. Especially if you’re working on a small screen like a smartphone, read over your entries and make sure that misspellings or transposed numbers do not prevent the lenders from being able to verify your identity or employment, forcing them to decline to approve you for the cash you need.

How Fast Do You Need Cash?

Where else can you get loan cash delivered directly to your bank account in 24 hours or less? A Christmas loan gives you the opportunity to apply and be approved in just minutes, have cash deposited to your bank account that same day, and have it available to spend as soon as your bank’s clearing processes allow – which can often happen in less than 24 hours, depending on what time of day you apply. It’s quick, it’s simple, it’s affordable – and it will help you create the magical holiday season you desire! Apply today!

1000s of Consumers Count on Christmas LoansBy Eric Knapp - 12/15/16

The Best Holiday Advice, Including a Holiday Cash Advance

The holidays are here and what we could all use is a little advice for making the season the best time of year. Not everyone is excited about Thanksgiving and Christmas. This can be a very stressful time of year with expectations, family obligations, and too little time to get everything done. Among some of the best ideas for making the season great, is to get a holiday cash advance to eliminate money from the list of what stresses you out.

Use a Holiday Cash Advance to Stop Money Worries in Their Tracks

One of the biggest sources of stress for the holidays is the cost. Presents for the kids, a Christmas tree, decorations, holiday dinners; these are all expensive and if you struggle to make ends meet during the rest of the year, these costs can seem insurmountable. They don’t have to be, though, if you get some extra cash with a holiday cash advance. You can do it right now.

Use a Holiday Cash Advance, But Don’t Overspend

A holiday cash advance is great for eliminating money stress this season, but if you still spend more than you can afford, you are only pushing the stress into January. Instead of overspending, use a holiday cash advance like a budget. Decide how much you can afford to spend, borrow that much, and then stick to your budget.

Be OK with Good Enough While Using Your Holiday Cash Advance

For a lot of people at this time of year, it is the expectations of greatness that cause stress and disappointment. We want to have the best tree this year, to make more cookies, to get the toy our kid is desperate for, no matter the cost. To reduce the stress this time around, manage expectations and be comfortable with not achieving perfection. Let your family know what to expect, that you have a budget set with your holiday cash advance and that you are not going over it, no matter what. This can help reduce the worry that you will be disappointing your family, because they will know what to expect.

Get a Holiday Cash Advance Now

There is no time like the present, and having the cash you need for the holidays early will help you prepare. Knowing your budget means being able to plan and get things ready now, and that means less stress. Apply in minutes and you could be approved in 90 seconds for your holiday cash advance with the money available as early as tomorrow morning.

The Best Holiday Advice, Including a Holiday Cash AdvanceBy Eric Knapp - 12/8/16

The Myth of the Payday Loan Trap

If you listen to certain people and so-called experts, you may be led to think that that a payday loan is the worst financial decision you could ever make. If that’s true then millions of us are wrong to rely on these loans during times when there are few or no other options. The myth of the payday loan trap, that if you take out one of these loans you’ll never get out of debt, is a popular one, but it is just that, a myth. Here’s why.

A Payday Loan is a Small Loan

What most people are troubled by when it comes to payday loans is the high interest rate. But what these people who criticize the rate don’t understand is that these are small loans. Most people only ever use a payday loan to borrow amounts of less than $500. For a bank-sized loan, these rates would be pretty devastating, but for a small, personal loan, it doesn’t amount to much. It is far more affordable than the experts would have you believe.

A Payday Loan is a Short-Term Loan

In addition to the payday loan being a small loan, it is also designed to be a short-term loan. While a larger loan from a bank is typically a loan that is repaid over months and years, a payday loan lasts for a week, two weeks, or a few weeks at most. And, unlike credit cards, these lenders don’t encourage you to hold onto the debt for months and years; they want you to pay off the loan on time. The combination of a small loan amount and a short loan period means that borrowers get the cash they need with interest payments that just don’t amount to much, no matter what the critics want you to believe.

A Payday Loan is a Useful Solution to the Money Problems of Millions of Americans

The most important thing about the myth that needs to be destroyed is that people don’t need payday loans. The truth is that these loans are the only funding option form many people. For those living from one paycheck to the next, one little unexpected expense can throw everything out of balance. And where will these people turn for quick and affordable loans? The bank won’t give them out, and credit cards are a bad choice. For many Americans, payday loans are not only useful; they are essential.

The Myth of the Payday Loan TrapBy Heather Wilson - 12/1/16

Black Friday Cash Advance to the Rescue This Holiday Season!

It’s almost that time again! The holiday season is upon us, and gift shopping has begun. As we all know, the most exciting day to shop sales, deals, and specials is the day after Thanksgiving, commonly known as Black Friday. That’s the day to gather with your family or your friends, get up at some unbearably early hour of the morning, and hit the stores! Some people even check the sales flyers for who has the very best can’t-be-missed deal, and actually camp out in front of the store all night to make sure they get in as close as possible to the moment they open, before they run out of the item or items that are most desirable. If you want to be part of that crowd of shoppers, but haven’t managed to put aside as much holiday shopping cash as you would like or think you’ll need, the Black Friday Cash Advance is for you! In just a few minutes, you can be approved for a quick influx of funding that will effectively allow you to spend money from your next paycheck or two – perfect for those of us who have a plan and a budget but for various reasons may have fallen behind on saving. We’ve all been there – when you know you can afford something if only it were going to happen a few weeks later? Here’s your answer!

How Does a Black Friday Cash Advance Work?

It’s super-simple! The online application form asks just a handful of questions – basic info that’s needed like your name, address, and driver’s license number, info about your income and employment, and of course your bank account number so the lender can deposit your funds directly to your account – no check in the mail to wait for! Completing the form takes almost no time, and the form data is immediately transmitted to the participating lenders who are available 24/7 to evaluate and approve your request. Once you’ve used the electronic signature on the terms agreement to accept the offer, funds will be sent to your bank the very same day – and depending on your particular bank’s clearing process, cash is usually available in your account the following business day. It’s that fast and simple! The Black Friday Cash Advance is yours to use however you like – holiday shopping, or for more immediate practical matters if that’s your need. It’s entirely up to you. In addition, the lender will set up an automatic bank draft for repayment, so you don’t even have to remember to mail a check or set up an electronic payment through your bank. It will be scheduled for your next payday, or if you need to extend the terms, contact the lender for information on options and fees.

A Black Friday Cash Advance can be the solution to a multitude of holiday budget woes, as it’s easy to apply for, flexible, and affordable. Don’t let the possibility of a fun day of shopping with your loved ones pass by due to a lack of ready cash – apply and get approved today!

Black Friday Cash Advance to the Rescue This Holiday Season! By Heather Wilson - 11/24/16

3 Ways To Use A Christmas Advance Loan – Other Than Buying Presents

1. Winterize your home and car

It’s so easy to let certain things slide when we’re short on cash. That annual check-up at the doctor’s can wait, right? And the dentist appointment , and the recommended maintenance on the furnace… Other things often feel more important – and in many ways are more important. Food really can’t wait. Paying the rent or mortgage can’t wait – but Christmas Advance Loans can help you do it all. Borrowing against that next paycheck, the one that always seems far away and elusive, can be a step toward catching up on what you’ve been putting off. Specifically, catching small maintenance or health issues early saves money by avoiding larger more expensive costs later on – and winterizing your home keeps you from letting precious heat leak outside your home when you want to pay only to heat the inside. Your car is a similar situation – the right fluids and maintenance will make sure it runs as efficiently as possible, which saves you money in the long run.

2. Get past-due bills and late fees off your plate

Wouldn’t it be nice to go into the holidays without the burden of financial worries weighing on your mind? Late fees are self-perpetuating – once you pay a bill late one time, your budget makes it harder to pay it on time the next month, until paying late becomes the usual schedule, and paying that fee has to fit into your budget every time. With all the extra expenses that holiday time brings, the last thing you need is older bills carrying over into those months, bringing late fees – or worse, overdraft – to increase your monthly requirements. Christmas Advance Loan are a fast, simple, and affordable way to catch up on overdue expenses and make sure there’s enough cash in your account to cover anything unexpected. Simply making sure that your account doesn’t become overdrawn, incurring a fee of $30 or more for every instance – can easily save you more cold hard cash than the cost of the loan.

3. Banish the biggest holiday stress-inducers

Sometimes there just aren’t enough paydays to cover everything that happens between back-to-school expenses and Christmas – as if the holidays weren’t stressful enough by themselves, financial tension is a factor that can easily quickly leech the joy from what is supposed to be this happiest of seasons. Traditional personal loans will leave you with an extra payment to fit into your budget for months or even years. A Christmas Advance Loan can pay off those expenses, whether they’re holiday travel, school expenses for the kids, winter clothing – and be paid off in a month. One month of interest payments instead of a year, and you can start the new year without any new debt to worry about. What could be more valuable at this time of year than the kind of peace of mind that comes with knowing your finances are sufficient, secure, and stable? That’s a gift you can give yourself that actually saves you money in the long run – what are you waiting for? Apply today!

3 Ways To Use A Christmas Advance Loan – Other Than Buying Presents By Eric Knapp - 11/17/16